Pact Consortium

PACT is a decentralized credit protocol powering real-world lending at scale. We provide the tools for fintechs, credit funds, and protocols to launch and manage structured credit products - from loan books to tokenized funds - with full transparency, programmable rules, and on-chain enforcement. Backed by a global team of credit, fintech, and Web3 experts, PACT brings speed, security, and auditability to every layer of private credit. Our protocol has supported over $1B in originations to date, primarily across underserved markets. We’re building the foundation for a more open, efficient, and accessible credit system - powered by programmable repayments, automated waterfalls, and fully on-chain infrastructure.