Patrick and Patrick Insurance Services Inc.

Patrick and Patrick Insurance brokerage specializes in group employee benefits for large and small group with coverages in, Medical, Dental, Life insurance, Vision, Flexible Benefit FSA plans, HSA/HRA, Short and Long-term disability,ancillary coverage, and 401K plans. Founded: Patrick and Patrick Insurance Services was in Founded 2020. P&P is a branch off of Kelly and Kelly Insurance Services Founded 1998. Specialties: Employee Benefits, 401K, - -Shopping- Enrollment (One-on-One employee benefit counseling) – Processing all applications, qualifying events and terminations directly with Carriers and Cobra and Flexible Benefit TPA’s. - 1094/1095 ACA Reporting Service We shop benefits with a large array of carriers, ensuring our clients obtain competitive rates and plans. Plans are designed to increase employee retention, mitigate risk for employers and employees to ensure your employees and their family’s needs are being met. We place emphasis on keeping employers and employees up to date on laws and changes in legislation that pertain to benefits and 401K. Patrick and Patrick Insurance benefit counselors while using online benefit enrollments systems such as EASE & Employee Navigator, meet with each employee individually ensuring they understand and make educated choices in the benefit selections. With the emergence of ACA checking waivers on medical plans and ensuring employees and their families are not taking Tax Credits through the exchange (Covered California) that they may not be eligible for is paramount to mitigating risk for both the employer and the employee. Patrick and Patrick Insurance enrollment services and processing Services and ACA Reporting Service decreases the workload for HR, and controller positions.