Pepper Advantage

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Pepper Advantage is a global credit management and intelligence company operating in 6 jurisdictions across the UK, Europe and Asia Pacific. We have USD52 bn in assets under management. And we bring a unique, technology-centric approach to the way we manage credit assets on behalf of our clients. Working across commercial and residential real estate, personal and SME loans, credit cards, asset finance and point of sale, we always put the customer at the heart of the journey and take a holistic approach to everything we do. We use real-time data & analytics to manage credit risks and enable our clients to make faster, smarter decisions that keep them a step ahead. In doing so, we create the best opportunities so that everyone we engage with moves forward positively. Our aim is to inform and guide our clients and their customers towards the best possible outcome, whatever financial journey they’re on. Originally created in 2012, Pepper Advantage now employs 1250 people to look after over 140 institutional clients and has serviced over 1 million end-users since inception. Through heavy investment in tech-enablement and data & analytics, we are driving operational efficiency, empowering and expanding our remit all over the world.

Company Details

Employees
953
Founded
-
Address
Carrington House, 126-130 Regent St, London,w1b 5se,united Kingdom
Industry
Financial Services
NAICS
Finance and Insurance
Monetary Authorities-Central Bank
HQ
London
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News

Sidley Advises Pepper Advantage on Its Acquisition of Computershare Loan Services - Legal Desire Media and Insights

Sidley Advises Pepper Advantage on Its Acquisition of Computershare Loan Services Legal Desire Media and Insights

Pepper Advantage Accelerates Technology and Product Development with Key Leadership Appointments - FF News | Fintech Finance

Pepper Advantage Accelerates Technology and Product Development with Key Leadership Appointments FF News | Fintech Finance

Mortgage arrears fall 0.3% in Q3 2025: Pepper Advantage - Mortgage Finance Gazette –

Mortgage arrears fall 0.3% in Q3 2025: Pepper Advantage Mortgage Finance Gazette –

Computershare agrees to sell UK mortgage services arm to Pepper Advantage - Capital Brief

Computershare agrees to sell UK mortgage services arm to Pepper Advantage Capital Brief

Pepper Advantage to Acquire Computershare’s UK Mortgage Servicing Business - Silicon Canals

Pepper Advantage to Acquire Computershare’s UK Mortgage Servicing Business Silicon Canals

Pepper Advantage Grows Customer Base 40% - Business Wire

Pepper Advantage Grows Customer Base 40% Business Wire

JC Flowers buys Pepper Advantage from KKR-backed Pepper Global - pehub.com

JC Flowers buys Pepper Advantage from KKR-backed Pepper Global pehub.com

Pepper Advantage to be sold to US private equity firm - The Irish Times

Pepper Advantage to be sold to US private equity firm The Irish Times

Clay secures a strategic seed investment from Pepper Advantage - World Business Outlook

Clay secures a strategic seed investment from Pepper Advantage World Business Outlook

Pepper Advantage acquires Computershare’s UK mortgage business - Mortgage Strategy

Pepper Advantage acquires Computershare’s UK mortgage business Mortgage Strategy

Pepper Advantage boosts cyber security with Arctic Wolf - Alternative Credit Investor

Pepper Advantage boosts cyber security with Arctic Wolf Alternative Credit Investor

Pepper Advantage Announces Closure of Acquisition by J.C. Flowers to Fuel Company’s Next Growth Phase - Financial IT

Pepper Advantage Announces Closure of Acquisition by J.C. Flowers to Fuel Company’s Next Growth Phase Financial IT

Pepper Advantage and Clay launch white-label lending platform - IBS Intelligence

Pepper Advantage and Clay launch white-label lending platform IBS Intelligence

JC Flowers' Pepper buys servicer Computershare Loan Services - GlobalCapital

JC Flowers' Pepper buys servicer Computershare Loan Services GlobalCapital

Pepper European Servicing Becomes Pepper Advantage in Major Business Transformation - Business Wire

Pepper European Servicing Becomes Pepper Advantage in Major Business Transformation Business Wire

Pepper Advantage Grows Customer Base 40% - Silicon Canals

Pepper Advantage Grows Customer Base 40% Silicon Canals

J.C. Flowers acquires Pepper Global’s credit management business - Mortgage Finance Gazette –

J.C. Flowers acquires Pepper Global’s credit management business Mortgage Finance Gazette –

Pepper Advantage and Clay Technologies launch white label lending platform JV - Mortgage Finance Gazette –

Pepper Advantage and Clay Technologies launch white label lending platform JV Mortgage Finance Gazette –

Pepper Advantage Ireland to cut variable mortgage rates - RTE.ie

Pepper Advantage Ireland to cut variable mortgage rates RTE.ie

Buy-to-let sector recovery slows overall mortgage arrears growth - Mortgage Professional America

Buy-to-let sector recovery slows overall mortgage arrears growth Mortgage Professional America

Clay and Pepper Advantage join forces to power the next generation of lending startups - FinTech Global

Clay and Pepper Advantage join forces to power the next generation of lending startups FinTech Global

Cybersecurity: The new front line - Alternative Credit Investor

Cybersecurity: The new front line Alternative Credit Investor

Pepper Advantage appoints Holly Stewart as Director of People - FF News | Fintech Finance

Pepper Advantage appoints Holly Stewart as Director of People FF News | Fintech Finance

Mortgage arrears decline for first time in four years - Mortgage Professional America

Mortgage arrears decline for first time in four years Mortgage Professional America

Home loan arrears lift by almost a quarter in Q3: Pepper Advantage - Mortgage Finance Gazette –

Home loan arrears lift by almost a quarter in Q3: Pepper Advantage Mortgage Finance Gazette –

Thirdfort Secures Strategic Investment from Pepper Advantage - Financial IT

Thirdfort Secures Strategic Investment from Pepper Advantage Financial IT

Pepper operating profits fall amid €4.5m hit from undercharging error - The Irish Times

Pepper operating profits fall amid €4.5m hit from undercharging error The Irish Times

Pepper Advantage Obtains Fintech Licence in Indonesia - The Fintech Times

Pepper Advantage Obtains Fintech Licence in Indonesia The Fintech Times

Pepper Advantage Hub to launch a major outsourcing business in Fiji - Outsource Accelerator

Pepper Advantage Hub to launch a major outsourcing business in Fiji Outsource Accelerator

Pepper starts to cut variable rates after two ECB reductions - The Irish Times

Pepper starts to cut variable rates after two ECB reductions The Irish Times

Pepper Advantage zeros in on tech and product development with CTO and CPO hires - mortgagesolutions.co.uk

Pepper Advantage zeros in on tech and product development with CTO and CPO hires mortgagesolutions.co.uk

The top private credit M&A deals of 2024 - Alternative Credit Investor

The top private credit M&A deals of 2024 Alternative Credit Investor

Pepper says 13% of mortgages managed for funds refinanced over 19 months - The Irish Times

Pepper says 13% of mortgages managed for funds refinanced over 19 months The Irish Times

Loan servicing group Pepper pays €27m dividend to parent - The Irish Times

Loan servicing group Pepper pays €27m dividend to parent The Irish Times

Pepper Advantage adds AI edge services post Rieom.ai acquisition - Elets BFSI

Pepper Advantage adds AI edge services post Rieom.ai acquisition Elets BFSI

Pepper to cut variable rates for homeowners after ECB reductions - The Irish Times

Pepper to cut variable rates for homeowners after ECB reductions The Irish Times

Pepper Advantage appoints Chair - Credit Connect

Pepper Advantage appoints Chair Credit Connect

Pepper Advantage unveils Global Tech Hub in India to boost AI product development - Elets BFSI

Pepper Advantage unveils Global Tech Hub in India to boost AI product development Elets BFSI

Pepper Advantage Obtains Indonesian Licence to Service Non-Bank Credit Providers - ANTARA News

Pepper Advantage Obtains Indonesian Licence to Service Non-Bank Credit Providers ANTARA News

Pepper cuts variable mortgage rates for 10,000 Irish customers - The Irish Times

Pepper cuts variable mortgage rates for 10,000 Irish customers The Irish Times

UK Mortgage Arrears Rate Hits New High - FF News | Fintech Finance

UK Mortgage Arrears Rate Hits New High FF News | Fintech Finance

Pepper Advantage's new CFO brings a wealth of experience to the role - businessplus.ie

Pepper Advantage's new CFO brings a wealth of experience to the role businessplus.ie

Pepper Advantage doubles India portfolio and expands AI/ML services post Rieom.ai acquisition - Business Standard

Pepper Advantage doubles India portfolio and expands AI/ML services post Rieom.ai acquisition Business Standard

Pepper Advantage to acquire Computershare’s UK mortgage servicing arm - The Intermediary

Pepper Advantage to acquire Computershare’s UK mortgage servicing arm The Intermediary

Pepper Advantage Passes £20 Billion in UK Assets Under Management - FF News | Fintech Finance

Pepper Advantage Passes £20 Billion in UK Assets Under Management FF News | Fintech Finance

Bristol company’s UK mortgage servicing business acquired by international credit management and technology firm - Insider Media Ltd

Bristol company’s UK mortgage servicing business acquired by international credit management and technology firm Insider Media Ltd

Loan servicer Pepper Advantage sold to US investor - The Irish Independent

Loan servicer Pepper Advantage sold to US investor The Irish Independent

Mortgage arrears fall for second straight quarter, finds Pepper Advantage - The Intermediary

Mortgage arrears fall for second straight quarter, finds Pepper Advantage The Intermediary

Pepper Advantage Ireland appoint Antoinette Dunne as Independent Non-Executive Director - businessplus.ie

Pepper Advantage Ireland appoint Antoinette Dunne as Independent Non-Executive Director businessplus.ie

Pepper Advantage appoints Brendan Twomey as CTO and promotes Gary Stockley to CPO - The Intermediary

Pepper Advantage appoints Brendan Twomey as CTO and promotes Gary Stockley to CPO The Intermediary

Pepper Advantage makes executive team appointment - The Adviser

Pepper Advantage makes executive team appointment The Adviser

Pepper Advantage appoints Golding as first group board chair - Mortgage Strategy

Pepper Advantage appoints Golding as first group board chair Mortgage Strategy

Pepper Advantage acquires AI-driven credit management platform Rieom.ai - UNITED NEWS OF INDIA

Pepper Advantage acquires AI-driven credit management platform Rieom.ai UNITED NEWS OF INDIA

News On Click - Global Prime News

News On Click Global Prime News

New and notable appointments at Pepper Advantage, Young Social Innovators and Powerscourt - Business & Finance

New and notable appointments at Pepper Advantage, Young Social Innovators and Powerscourt Business & Finance

Up to 2,500 Pepper mortgage customers face jump in repayments due to error - RTE.ie

Up to 2,500 Pepper mortgage customers face jump in repayments due to error RTE.ie

Pepper cuts interest rates again for ‘mortgage prisoners’ - The Irish Independent

Pepper cuts interest rates again for ‘mortgage prisoners’ The Irish Independent

Pepper Advantage Hub to create almost 1000 jobs for Fijians – Sayed-Khaiyum - Fijivillage

Pepper Advantage Hub to create almost 1000 jobs for Fijians – Sayed-Khaiyum Fijivillage

Pepper Money India appoints Hardeep Singh as CFO - ETHRWorld.com

Pepper Money India appoints Hardeep Singh as CFO ETHRWorld.com

Live News: Reduction in wholesale electricity prices, demand for workers with AI skills - Business Post

Live News: Reduction in wholesale electricity prices, demand for workers with AI skills Business Post

Pepper Advantage doubles India portfolio and expands AI/ML services post Rieom.ai acquisition - ANI News

Pepper Advantage doubles India portfolio and expands AI/ML services post Rieom.ai acquisition ANI News

Standard Chartered Unveils Digital Banking Service in Indonesia With Bukalapak - The Fintech Times

Standard Chartered Unveils Digital Banking Service in Indonesia With Bukalapak The Fintech Times

Pepper Advantage cuts variable mortgage rates for 10,000 Irish customers - Business Post

Pepper Advantage cuts variable mortgage rates for 10,000 Irish customers Business Post

Pepper to write to 9,000 mortgage holders telling them it is cutting rates - The Irish Independent

Pepper to write to 9,000 mortgage holders telling them it is cutting rates The Irish Independent

Pepper boss to leave firm that services vulture-owned mortgages - The Irish Independent

Pepper boss to leave firm that services vulture-owned mortgages The Irish Independent

Pepper Advantage Acquires Computershare’s UK Mortgage Servicing Business - Global Legal Chronicle

Pepper Advantage Acquires Computershare’s UK Mortgage Servicing Business Global Legal Chronicle

Pepper Advantage launches Global Tech Hub in India to drive AI product development - APN News

Pepper Advantage launches Global Tech Hub in India to drive AI product development APN News

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