PESAJOY CAPITAL LIMITED

PESAJOY LIMITED was formed with the sole purpose of bridging financial loan gaps for the Micro, Small- and Medium-Size Enterprises (MSMEs), Government Employees and Salaried borrowers. How do we bridge the financial gap? We lend to deserving customers that may not necessarily be formally banked and who may or may not traditionally meet the rigors of the banking industry. Our goal is to reach out to an estimated 125 Million underserved women and MSMEs in Africa enabling them to break the poverty cycle. The company leverages its proprietary internal credit scoring system to assess the creditworthiness of its customers. The credit score system looks at hundreds of data points in its customers Bank statements and mobile money history to make INSTANT smart credit decisions. What PESAJOY Does For You? LOAN APPLICATIONS Access personal and small business loans in 3 HOURS. CREDIT SCORE Learn about scoring and how you can build your credit score based on your activity on our lending platform and financial behavior. FRIENDLY REMINDERS Get friendly repayment reminders and notifications before repayment on your due date. TRANSACTION STATUS Check your application status, loan status, interest rates, and credit profile. INVEST Join as an investor, place funds and earn good interest rates.