Physicians First Bancorp

Physicians First Bancorp, Inc. is an Iowa corporation formed for the purpose of acquiring an Iowa-chartered bank. If Physicians First Bancorp, Inc. successfully acquires an Iowa-chartered bank, the bank will not only continue to serve the bank’s existing customers and the needs of the bank’s local community, but it will also offer and expand its services to the orthopedic medical community throughout the United States. Physicians First Bancorp, Inc. (“PFB”) intends to embrace the proven model of a physician-owned ambulatory surgery center by providing access to the ownership thus enhancing the services of banking. With leading edge technology, financial strength, and a unique understanding of the financial needs of orthopedic physicians, patients, and medical staff, PFB believes the bank will be positioned to provide loans and banking services for expansion of the physicians practice, ASCs, patient loans, resident, fellows and new surgeon buy in loans, and capital equipment loans for the physicians practices and ASC’s together with personal loans for the physicians and staff. “Physicians First Bancorp intends that the bank, through technology, will provide full relationship banking without leaving your office and without interfering with your current work routine. Just as ambulatory surgery centers are playing a significant role in the future of medicine, Physicians First Bancorp, Inc. believes it will enhance the success of such centers and their owners.”