Premier Path Finance

At Premier Path Finance, we guide each client along a transparent, confident path to home ownership and lasting financial wellbeing. Drawing on more than 25 years of combined banking and finance experience, our award-winning team delivers mortgage strategies that are both sophisticated and straightforward. Founded by Luke Owen and Michael Kirk, we built our firm on a simple belief: lending should never feel overwhelming. Whether you’re a first-home buyer, seasoned investor, business owner or high-net-worth professional, we’re by your side with clarity, integrity and genuine care. Our Expertise: - Residential lending solutions: property acquisitions, refinancing, equity release, construction finance and loan restructuring. - Complex scenario assessment: in-depth analysis of layered income and asset structures. - Strategic borrowing power: bespoke pathways to optimise your financial capacity. - Tailored approach: aligning each solution with your personal and long-term goals. Our Vision: To redefine the mortgage experience by making lending clear, stress-free and empowering. We believe well-informed clients make confident decisions - today and into the future. Every relationship is built on trust, open communication and a commitment to delivering measurable results. At Premier Path Finance, we do more than process loans, we partner in your journey. From your first consultation through to settlement, our goal is to ensure you feel informed, supported and secure every step of the way.