Protector IQ – Innovation Studio for Insurance, Finance & Climate Risks

Protector IQ is an innovation studio solving for real-world insurance, financial, and climate risks — through product design, system testing, and inclusive delivery models. We bring together underwriting logic, product innovation, and technology systems to help insurers, VCs, and impact-driven organizations build solutions that actually work on the ground. In most institutions, risk and systems operate in silos. At Protector IQ, we bridge that gap — designing from the risk outward, not from policy templates or system limitations inward. 🔧 What We Do: Insurance Product Structuring & Underwriting Advisory SME, Climate, Cyber, Inclusive, and Commercial Lines System Scoping, UAT, and Domain-Led Testing QA of underwriting journeys, pricing logic, and edge cases Inclusive Finance & Ecosystem Innovation Bundled models for women, MSMEs, gig economy, and climate-affected groups VC & Insurtech Advisory Embedded product strategy, GTM readiness, risk lens on investments 🌍 Who We Work With: Insurers & Reinsurers VC-backed Insurtechs & Platforms Development Sector Programs Climate & Livelihood-Focused Institutions Brokers & Digital Distributors Led by Bhakti Dama, an insurance product veteran with 24+ years of experience, a granted patent, and deep expertise in underwriting, systems, and inclusive product design. If you're building for risk, resilience, or reach — let’s collaborate. 📩 bhaktidama@protectoriq.com | 🌐 www.protectoriq.com #InsuranceReimagined #ProductInnovation #SystemTesting #ClimateFinance #InclusiveFinance #Insurtech #ProtectorIQ