Q Life Settlements

Q Life Settlements partners with licensed providers to help policyowners—typically age 70 and older—sell in-force life insurance policies (including term, universal, whole, and survivorship) on the secondary market. This process, known as a life settlement, allows clients to unlock the cash value of a policy—often significantly more than the surrender value—while eliminating future premium obligations. We’re committed to making the life settlement process transparent, efficient, and client-focused. By working directly with sellers, we aim to simplify the experience, reduce unnecessary fees, and accelerate the timeline—ultimately helping clients keep more of the offer in their pocket.