The Radcliff Financial Group

Michael S. Radcliff, CFP, Principal Wendy K. Oliver, CRPC, Client Relationship Manager We provide the insight and direction to help you build a comprehensive retirement plan that is focused on fulfilling your individual needs and financial goals. We offer access to a full range of financial and retirement services, standing as a valuable resource especially for those individuals who understand the importance of actively planning for their nonworking years. Michael has been in the field since 2001. He has earned the Certified Financial Planner ™ certification awarded by the Certified Financial Planner Board of Standards, Inc. Michael graduated from the University of Utah. He has continued his education through the College for Financial Planning. Michael and his wife Bridget live in Tucson. Michael focuses on retirement planning for individuals and families. The integration of qualified plans, IRAs, annuities, employee stock options, and deferred compensation to support retirement living is the heart of his practice. Securities and advisory services offered through Commonwealth Financial Network®, www.FINRA.org / www.SIPC.org, a Registered Investment Adviser. This communication is strictly intended for individuals residing in the states of AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Review our Terms of Use: www.commonwealth.com/termsofuse.html