RateShape

We believe that our solution has the potential to disrupt the financial industry and make a significant impact on the way banks, financial institutions, and non-bank lenders manage credit applications. Our platform addresses the challenges faced by lenders in reaching individuals and businesses who cannot prove financial solvency, as well as the significant underserved market of micro, and small enterprises. By processing large volumes of data, our algorithm identifies creditworthy borrowers, reducing information asymmetry and ensuring fair credit approval. Our lightning-fast access to anonymized metadata allows financial institutions to quickly assess risk and generate customized credit offers for their customers, enabling informed decisions and mitigating risks. We offer a software-as-a-service (SaaS) model, providing flexible subscription plans based on the number of applications reviewed and the required level of functionality. Our freemium model allows users to experience our platform's capabilities before upgrading to one of our subscription-based memberships. Pricing ranges from $500 to custom pricing per month, ensuring affordability and scalability for businesses of all sizes.