RM&S Consultancy - Dubai, UAE

We operate to create value and solutions for our Clients. Solutions that are pragmatic, best in class, and produce measurable results. Our Areas of Specialization, and Review Framework are appended; Areas of Specialization Banking and Non-Banking Financial Institutions a) Enterprise Risk Management (Macro, high level reviews covering all risks) b) Board Risk and Compliance functions (Appetite, Strategy, Structure, Systems) c) Management Committees (Risk, Credit, Liquidity, Pricing, Remuneration) d) Credit Risk Management (Portfolio health check, rating models, retail scorecards, product programs, credit administration functions, specific large credit account reviews) e) People, Policies and Processes Review f) Technology Test g) Distress and near-distress Asset review, work-out solutions, and on-going management h) Overall Control environment assessment across organization Our Review Framework I. Governance o Corporate Governance o Board Committees  Culture  Charter  Directional Documents (Framework, Appetite, Indicators, Thresholds) o Management Committees  Charters  Performance benchmarks o Overall Control Environment II. Strategy o Segmentation o Risk based business plan o Credit Risk Strategy o Collection and Remedial o Business Performance Measures and reports III. Organizational Structure o Independence of functions o Resource mapping and review o Alignment o Developmental needs IV. Policies, Procedures, Processes, Portfolio o Designing new policies o Upgrade of existing policies o Asset Portfolio comprehensive health check o Large accounts or problem asset book review V. Technology o Models o BI & Analytics o Warehousing o Budgeting Contact us: RMS.FZCO@gmail.com