Risk Transfer Alternatives

Resourceful information about Alternative Risk Transfer strategies. The most common types of ART include: Reward On Insurance, member-owned group captives, medical stop loss captives, 831(b) micro captives, single parent captives, rent-a-captives, segregated cell captives, self-insured groups, risk retention groups, insurance pools, large deductible plans, self-funding, partially self-funding, and deferred premium financing. In today's ever changing business landscape, Risk Management has become more important than it ever has before. From mitigating threats of Data Breaches, to Brand & Reputation Damage, and even Domestic Terrorism - managing overall corporate risk has never been so critical. Organizations often tend to accept (or ignore) many of these risks or simply cannot afford to purchase insurance policies to cover every type of risk exposure. The utilization of various Alternative Risk Transfer techniques can help bridge these gaps in coverage to provide a more effective risk management profile and can also enable companies to penetrate new markets and business environments even providing the potential for competitive advantage.