Sand Credit

Sand Credit provides a flexible cloud lending platform that powers lending for African Credit institutions, individual lenders, businesses and service providers and offers Buy Now Pay Later (BNPL) services to customers. The Condition platform is able to support lending end-to-end - frontend web forms, backend dashboards and third-party integrations. Condition's Unique Selling Proposition (USP) and brand values are built on product indispensability banking on reduced risk of predatory lending, a no collateral system that reduces the stringent process of loan, a perpetual support for its lenders and a perfect scale of balance that helps connect lenders to borrowers via process of loan origination, credit inspection and validation, loan distribution and collection; a process Condition makes safer, faster and simpler. Sand Credit is privately held, was founded in 2020 and launched the Condition platform in 2022.