Smart Fintech

With Smart Fintech, financial departments in mid-sized to large companies manage their cash in real time through always-on bank connections, simplify third-party payments (without juggling payment files), and gain actionable insights from intelligent reporting — all powered by open banking, the new frontier in modern finance management. About us Smart Fintech is breaking barriers in Romania as the first authorized open banking Third Party Provider (TPP) by the National Bank of Romania (NBR) in 2021. We deliver innovative solutions through our key API offerings – SmartPay for A2A payments (supporting corporate B2B transactions and any payment scenario within the broad eCommerce space) and Smart Accounts for digitalized bank account information. We're all about innovation, collaboration, and excellence in the local open banking landscape. These two core solutions form the foundation of our SaaS platform for real-time cash management, the Smart Accounts App. Seamlessly connect your ERP or core business system to our platform to transform your reconciliations and enhance your financial operations. Smart Fintech is a payment institution authorized by the National Bank of Romania, listed in the Register of Payment Institutions and Specialized Providers of Account Information Services under no. IP-RO-0011/02.04.2021.