Social Lender

Social Lender is a micro-finance solution based on social reputation on mobile, online and social community platforms. The solution is designed to bridge the gap of immediate fund access for people with limited access to formal credit. Social Lender uses its own proprietary algorithm to perform a social audit of the user on social media, online and other related platforms and gives a Social Reputation Score to each user. Micro-credit are guaranteed by the user’s social profile and network allowing users to then borrow from banks and other financial institutions based on their social reputation. Social Lender currently has over 100,000 registered users with a less than 4% default rate. Users can withdraw requested cash loans via existing banking channels including bank accounts and mobile money. Social Lender is patent-pending and licensed to financial institutions in the countries of operation. Social Lender Inc is a company created to operate, manage and license the solution in the various countries of operation.