Ubiquity AI

Our AI technology SimONE identifies financially at-risk customers before they default and automates alternative payment arrangements, helping financial services providers mitigate risk and improve customer retention. SimONE, proactively reaches out to customers and uses nudge theory to educate, advise and shape consumer decision-making. By presenting choices in a way that encourages customers to avoid adverse credit listings, SimONE helps them work with lenders to find alternative payment arrangements that are mutually beneficial, before it’s too late. This approach not only helps customers avoid financial difficulties, but also strengthens their relationship with lenders. SimONE is a major innovation in financial services sector that promotes financial inclusion by providing ongoing access to financial services and financial education when customers are financially fragile. SimONE is an aggressive risk management tool for FSPs, while empowering their financially-fragile customers, when they need help and advice.