UCapital International

UCapital offers creative consumer and business loan solutions for the Self-Employed. Whether that be for a purchase, refinancing, or to access equity. We have a suite of private funders, non-bank lenders, tier 2 banks, and tier 1 banks that we work with that are really good in the self-employed and commercial space. Our offering includes self-employed Full Doc, Lite Doc, or Low Doc options. We service both established businesses with their full financials ready, and also borrowers unable to fully verify their income. Including everything in between with a “No Doc” option if required. Clients can use retail shops, offices, light industrial warehouses, rural farms, and residential properties as security for cash-outs or to purchase. What makes us unique is: Being able to settle Complex Self-Employed mortgage loans large and small. Our relationships with tier 1 private bankers with high DLA’s (Delegated Lending Authority) Our premium status with the best private funders in Australia. We can settle $30m dollars in 1.5 weeks. Our ability to make financially disordered businesses bankable again. We have a process we follow from placing a company with a private funder, to “re-habilitating” them financially to qualify for a tier 2 and 1 bank facility over a 12 – 36-month period. Our ability to do construction loans up to $25m and 80% of TDC with no pre-sales required. (That is just to name a few)