Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments.
The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers.
The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others.
The Bank is headquartered at Varanasi, Uttar Pradesh.
Company Details
- Employees
- 11.08K
- Address
- Registered Office: Utkarsh Tower, Nh -31(Airport Road), Sehmalpur, Kazi Sarai, Harhua,, Varanasi,uttar Pradesh 221105,india
- Phone
- +542-2500596
- co****@****sh.bank
- Industry
- Banking
- NAICS
-
Commercial Banking
- Website
- http://www.utkarsh.bank
- Keywords
- Banking.
- HQ
- Varanasi, Uttar Pradesh
Utkarsh Small Finance Bank Questions
Utkarsh Small Finance Bank's helpline number is +542-2500596
Utkarsh Small Finance Bank's website is http://www.utkarsh.bank
Utkarsh Small Finance Bank's LinkedIn profile is https://in.linkedin.com/company/utkarsh-bank
Utkarsh Small Finance Bank has
11.08K employees.
View email and phone details for 11.08K
employees at Utkarsh Small Finance Bank.
Utkarsh Small Finance Bank's industry is
Banking
Utkarsh Small Finance Bank's top competitors are
Bandhan Bank,
Idfc First Bank,
Hdfc Bank,
Jana Small Finance Bank,
Dcb Bank,
Federal Bank,
Axis Bank,
Au Small Finance Bank,
Ujjivan Small Finance Bank,
Rbl Bank.
Utkarsh Small Finance Bank's support email address is communications@utkarsh.bank
Utkarsh Small Finance Bank's categories are Banking
