Value Financial Services Inc.

EZCORP is primarily a lender or provider of credit services to individuals who do not have cash resources or access to credit to meet their short-term cash needs. In 305 U.S. EZPAWN and 38 Mexico Empeño Fácil locations open on September 30, 2008, the Company offers non-recourse loans collateralized by tangible personal property, commonly known as pawn loans. At these locations, the Company also sells merchandise, primarily collateral forfeited from its pawn lending operations, to consumers looking for good value. In 478 EZMONEY locations and 71 EZPAWN locations open on September 30, 2008, the Company offers short-term non-collateralized loans, often referred to as payday loans, or fee based credit services to customers seeking loans. OUR VISION: EZCORP WILL BE THE PREFERRED PROVIDER OF SHORT-TERM CASH TO THE CASH AND CREDIT CONSTRAINED CONSUMER - NEIGHBORHOOD BY NEIGHBORHOOD.