iCare HMO

Founded in 1991, iCare is the trusted HMO partner of the Philippines’ top employers and leading companies, delivering affordable, reliable, and innovative healthcare solutions that build healthier, more productive workforces. We serve high-impact industries like IT-BPM / BPO, Real Estate, Hospitality, FMCG, Retail, Manufacturing, Industrials, Professional Services, and more. Our HR-driven benefit plans empower organizations to offer the best employee healthcare while managing cost, risk, and compliance. Backed by Singaporean expertise and strengthened through strategic partnerships, iCare blends global standards with deep local insight. We lead with technology, data, and a relentless focus on service. We have a large medical network in the country with over 2,000 clinics and hospitals and 50,000+ doctors. We also maintain the best medical-loss ratio in the HMO industry, ensuring maximum value for clients. We were the first HMO in the Philippines to voluntarily extend COVID-19 coverage, earning recognition from the International Finance Corporation (IFC) and a Circle of Excellence award at the Asia CEO Awards. From 2018 to 2022, we achieved a 29% compounded annual growth rate (CAGR). This strong and sustained performance propelled us from 12th place to 5th in the Philippine HMO industry as of 2024. In 2023, we were named by Statista and the Philippine Daily Inquirer as one of the Top 25 Fastest-Growing Companies in the Philippines, the only HMO included. In 2025, iCare became the only Philippine HMO to win at the Insurance Asia Awards, and was selected by Harvard Business School as a FIELD Global Capstone Project Partner. We introduced sachet-type prepaid health plans and continue to lead with digital innovation, ecommerce integration, and tailored corporate plans, making quality healthcare accessible to more Filipinos. We exist to help you say yes to better health through smarter plans, better partnerships, and a future-ready approach to care.