•Reviewing the recommendations from new Credit managers for Final approval/further recommendation• Mentorship: Guide and mentor new credit managers as buddy, ensuring they are well-equipped to succeed.

• Credit Risk Assessment: Evaluate and manage the credit risk of applicants to make informed lending decisions, ensuring compliance with credit policies. • Financial Analysis: Conduct thorough analysis of financial statements, market conditions, and risk factors. • Portfolio Management: Oversee loan portfolio, ensuring optimal performance by assisting in EMI collection and clearance. Conduct thorough analysis to maintain a balanced portfolio and mitigate risks. • Client Collaboration and Strategic Decision-Making: Conducted detailed interviews with applicants to understand various business aspects, building comprehensive client profiles for future reference and informed decision-making • Collaborative Efforts: Work closely with Cross functional stakeholders such as RMs and ACMs to facilitate smooth operations and decision-making.

• Part of more than 15 “Internal Audit” assignments.• Help in improving Overall process of Action taken Report and Executive Summary.• Acted as Team lead in more than 4 Assignments.• Worked with Tally, Navision, Logysis and MS Office.• Help in Documentation and improving Standard operating procedures for 2 Clients