A seasoned and passionate financial leader with over 12 + years of experience in the banking and financial sector, specializing in credit risk management and affordable housing finance. As the National Credit Head at Aavas Financiers Ltd, I lead a dedicated team focused on driving financial inclusion and providing affordable housing finance solutions to underprivileged and low-income communities across India.I hold a Chartered Accountant (CA) degree, a Company Secretary (CS) Inter qualification, and a Leadership Development Programme (LDP) certificate from the Indian Institute of Management Ahmedabad. With a well-rounded skill set and a profound understanding of the complexities of this dynamic industry, I have played a pivotal role in shaping the organization's credit risk strategies, ensuring the soundness of credit operations, and contributing to the organization's success and growth. I am motivated by the vision of creating a positive social impact and empowering people to achieve their dreams of owning a home.