Aaron Cooley Email & Phone Number

Salt Lake City, Ut, Us

Salt Lake City, Ut, Us

Draper, Utah, Us

Oversee decisioning, portfolio management, fraud prevention, and all data science functions including experiment design, machine learning engineering, and model development, maintenance, and monitoring for $2 billion portfolio. Work closely with product, technology, sales, finance, and compliance functions to design and build the next generation of the leading consumer leasing platform in the nation. Manage team of >40 associates in management, analytics, engineering, and operations roles.

Draper, Utah, Us

Leading transformative Risk and Data Science initiatives across Progressive Leasing and parent company Aaron's.- Built and managed industry-leading Data Science team consisting of 30+ staff including Data Scientists, Data Analysts, Machine Learning Engineers, Software Engineers, and support staff- Added over $50 MM in annualized positive cash flow (earnings) through improvements to risk decisioning and customer operations, validated by A/B testing- Led technology transformation within Risk incorporating principles of agile, DevOps, and CI/CD to improve speed to delivery by 10x and achieve near-perfect record of deployment success- Spearheaded initiative to transform decision process for 1,100+ Aaron's stores (100% of corporate owned stores) from manual process to automated, centralized process powered by machine learning- Brought cutting-edge ML technologies to company including TensorFlow and Apache Spark, allowing team to fully utilize terabytes of data to maximize model accuracy

Draper, Utah, Us

- Led creation of rigorous Risk governance and monitoring process for business changes, ensuring all changes are rolled out prudently, A/B tested for efficacy, and rolled back quickly if unsuccessful- Created BI tools and reporting processes to provide executive management with full visibility into portfolio performance and experiment results- Developed new underwriting algorithms and the underlying platform to support deployment using advanced machine learning techniques- Implemented a framework for continuous experimentation and improvement in business practices

Mclean, Va, Us

Managed team of business analysts to design, recommend, and implement strategic initiatives across credit risk management, pricing, and salesforce management- Improved customer price segmentation strategy by identifying highly sensitive consumer sub-segments and building new pricing model from ground up, delivering +$800M in loan volumes and +$5M in NPV annually- Engineered and executed major expansion of salesforce including redesign of sales territories, management structure, and dealer penetration strategy, resulting in a 20% increase in dealer penetration and a +$2B in loan volumes annually- Designed new sales compensation plan, improving alignment between sales incentives and company strategy/profitability as well as substantially increasing accuracy and stability of monthly sales goals through statistical modeling- Analyzed auto portfolio resilience to economic downturn, modeling expected P&L performance with exogenous shock and implementing detailed asset strategy governance policy to ensure earnings stability given another Great Recession

Boston, Massachusetts, Us

- Post-merger integration (technology): Developed post-merger integration strategy for a mobile software company, including valuation of revenue and cost synergies, sales and product integration plan, BU revenue projections and pro-forma financials of combined unit, recommending actionable steps to drive top line growth of acquisition target by 80%- Growth strategy (consumer goods): Crafted global partnership strategy for leading global appliance manufacturer, assessing competitive landscape and modeling brand building and product uptake in dozens of international markets, recommending regional play with potential profit projected at $50M annually within five years- Revenue improvement (airline): Assessed competitiveness of a hub city for a major US airline, performing deep-dive revenue diagnostics by flight route, city pair, sales channel, customer segment, and product; analyzing potential capacity shifts to other hubs; and identifying improvement opportunities worth over $65M in revenue in year one- Process improvement (energy): Identified, quantified, and prioritized service process improvement opportunities worth >$100M annual profit impact of a lean transformation initiative for a regional utility- IT implementation (banking): Created efficiency plan to realize benefits from IT transformation worth $50M; oversaw implementation of commercial loan origination system worth $8M in incremental profitability to bank

Cincinnati, Ohio, Us

- Researched, analyzed, and made recommendation resulting in debt investment in 10-figure syndicated asset-based deal for major global commodity and energy trading company, including creating briefs on the company's risk management strategy and analysis of relative market position in each sector as well as the global commodity and energy market outlook- Directly managed and negotiated debt investment in 9-figure syndicated asset-based deal for US sub of major global auto manufacturer, including negotiating ancillary investment business, independent valuation of collateral, and interviewing senior finance and strategy executives at corporate HQ in Asia as part of loan due diligence- Conducted market analysis of foreign investment in US to realign bank's Asia‑related business development efforts, recommending to refocus on Korean automotive and chemical investment in Southeast and growing Chinese investment in Midwest; Result: average interest spread increase of 7x and improved credit quality

Dearborn, Michigan, Us

- Reported monthly results and forecast updates to CFO, prepared earnings releases, led projects to improve financial reporting processes- Led process redesign effort in collaboration with cross‑functional team to automate cost allocation process, resulting in zero manual errors, and improved granular detail across several fields- Streamlined Ford Credit's financial consolidation procedures to improve data integrity and reporting speed- Earned Six Sigma greenbelt certification

Mba, Emphases In Strategy And Finance

Bachelor Of Science, Management (Entrepreneurship Emphasis), Japanese (Dual Degree)

Special Exchange Program, Japanese Language And Culture