Alejandro Abarca Email & Phone Number

San Diego, California, United States

San Diego Y Alrededores, Estados Unidos

• Make credit decisions and recommendations on pre-qualified loan packages.• Work with VP of credit and board members to evaluate credit proposals. • Review financial statements, legal agreements, evaluate investment projects and advise customers on important financial decisions.• Work closely with customers to understand their business and objectives and design-structure credit solutions that help them achieve their goals.• Manage client relationships and act as liaison between them and the institution while finding a balance between business development, risk management and customer satisfaction.• Spread financials, tax returns and all applicable data to prepare credit memorandums that include written in depth financial analysis, business operations breakdown, business history, collateral analysis, and owner-guarantor information among other relevant factors.• Manage pipeline prioritizing deal flow while keeping customers engaged in the process. • Work with management and team members on product development.

Tijuana Y Alrededores, México

• Management of existing commercial portfolio with a concentration in Commercial Real Estate Developers, as well as reviewing acceptable new relationships in order to meet the pre-set financial non-financial objectives.• Establish new borrowing relationships preparing the required credit and financial analysis as per the bank policies and procedures to enhance market share.• Spread and analyze financial statements, prepare credit evaluations and studies, documentation & post-sanction monitoring through periodic account review/renewal.• Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable levels.• Develop and maintain strong working relations with all existing clients at key levels to optimize the utilization of approved facilities.• Implement and maintain complete control aspects i.e. financial analysis of statements of accounts, documentation, periodical client visits and call reports.

Mexicali Y Alrededores, México

• Management of existing commercial portfolio with a concentration in the Agricultural Industry as well as reviewing acceptable new relationships in order to meet the pre-set financial non-financial objectives.• Establish new borrowing relationships preparing the required credit and financial analysis as per the bank policies and procedures to enhance market share.• Spread and analyze financial statements, preparation of credit application, documentation & post-sanction monitoring through periodic account review/renewal.• Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable levels.• Develop and maintain strong working relations with all existing clients at key levels to optimize the utilization of approved facilities.

Tijuana Y Alrededores, México

• General assistance for senior bankers.• Preparation of credit application and documentation• Customer support for commercial client portfolios. (Up to 70 companies with a concentration in Real Estate companies companies)• Portfolio management and coordination with different departments and product managers to meet clients needs and deadlines.

Tijuana, B.C.

• General assistance for Commercial Bankers.• Customer support for commercial portfolios (Up to 40 companies with a concentration in manufacturing companies)• Portfolio management and coordination with different departments and product managers to meet clients needs and deadlines.