Abhijeet D. Email & Phone Number

Bengaluru, Karnataka, India

Portfolio Risk Manager

Bengaluru, Karnataka

• Analyzing large amounts of information to discover trends and patterns; using the same to develop predictive models and machine-learning algorithms Project 1: Established Credit Analysis Framework for Retail Customers
• The Credit Analysis Framework was created using Logistic Regression model (PD modelling) on historical data
• The Model would predict whether new customer is credit approved and assign a credit limit for the customer
• The Retail Credit Model was implemented using FastAPI for Proof of Concept (POC)Project 2: Customer Segmentation to improve Credit Penetration
• Customer Segmentation was undertaken to improve credit penetration across categories in Retail Customers
• The Model was created using K-means clustering

Bengaluru Area, India

• Conceptualized process improvement ideas & executed within the commercial banking underwriting process
• Developed and maintained relationship with multiple on-shore stakeholders in leadership positions to position Credit Analysis function as strategic partner to the business
• Managed team of Credit Risk Professionals for Credit Underwriting activities for JPMC corporate clients based in US for exposure up to USD 5 million Project: Built an E-mail Classifier Model
• E-mail Classifier Model was created to analyze & reduce the manual intervention required in parsing emails
• The Model was created using Time series concepts (NLP based model of machine learning)
• The Model was able to improve the manual underwriting productivity of team by 20%

Noida Area, India

• Recognised Barclays Global Value Recognition Programme (GVRP) award in Aug’16 for the value of service to the Bank.
• To assist origination (sales team) in initiation and execution of credit related deals involving analysis of clients’ business model and its viability in long run to recommend credit facilities with adequate security.
• Designated champion for entire lending operations in Noida to plan and execute business continuity management plans in times of major disruption in service delivery.
• Part of the centralised training team for lending operations, consistently involved in taking training sessions for entire credit analysis team though-out Barclays on existing process shortcoming and new development in.

New Delhi Area, India

• Interaction with the top management, CXO’s regarding the business outlook, overall strategy and credit risks
• Preparation of a credit note and presentation to credit rating committee.

Gurgaon, India

Pune Area, India

Dehradun

Kolkata Area, India

Mba, Finance, 75.0%

Activities and Societies: Finalist in TATVA 2012 (finance vertical) - the biggest annual b-school summer internship presentation.

B.E. And Msc, Civil And Maths, 67.6%

Activities and Societies: 1. Worked as a core member in Mathematics Association, BITS-Pilani, 2008 - 2009. 2. Organizing member for.

Xii, Science, 78.4%

X, Science, 90%

Master'S Degree