Ada Richards Email & Phone Number

Chandler, Az, Us

United States

Review guidelines alternatives and/or counter offers when file is ineligible as submitted to ensure quality control measures are met and implemented. • Communicate with brokers on deficiencies and review documents submitted to cure deficiencies to ensure they are sufficient based on NPF requirements.• Analyze employment profile, credit strength, property characteristics, and any other information pertinent to the credit decision process.• Leveraged knowledge of loan products to help restructure turned-down loans for subsequent approvals. Maintained compliance with lending, underwriting and government requirements.• Confirmed that all loan applications met 100% internal and external qualifying criteria.• Balanced the need for loan-volume growth with the equally important necessity of optimum underwriting quality to minimize risk while maximizing profitability.• Demonstrated excellent follow-through with loan processors, loan originators and management for training purposes to improve productivity and performance objectives throughout all phases of the underwriting process.

• Ensured loan submittals met internal and external eligibility requirements.• Carefully examine all loan documents, loan-to-value rations, credit reports, and prevent fraud, and ensure secondary market, investor requirements, company standards, and conditions are met.• Demonstrated excellent follow-through with loan processors, loan originators and management throughout all phases of the underwriting process.• Balanced the need for loan-volume growth with equality to minimize risk while maximizing profitability.• Conduct proactive and effective pipeline management in accordance with performance standard expectations. • Ability to meet production, quality, and service standards along with providing direct coaching and feedback to ensure quality.

Chandler, Arizona, United States

• Analyze employment profile, credit strength, property characteristics, and any other information pertinent to the credit decision process. Detect and prevent fraud.• Perform mortgage credit analysis to determine borrower’s ability to repay mortgage debt.• Select required conditions on each loan underwritten to be satisfied by borrower and/or parties to transaction.• Verify accuracy of supporting documentation including, but not limited to, employment, down payment, appraisal, and financial documents.• Review documentation for compliance with internal, state, and federal regulatory guidelines.• Use a high degree of discretion when dealing with confidential information.

Tempe, Arizona, United States