Ada Richards Email & Phone Number

Chula Vista, California, United States

• Adept at reviewing policy applications and modifying application decisions to ensure compliance with internal and external requirements• Skilled in conducting thorough analysis of financial documents, credit reports, and property characteristics to detect and prevent fraud• Strong communication and teamwork skills, with a proven ability to collaborate effectively with cross-functional teams to achieve common goals• Detail-oriented and highly organized with excellent time management skills to handle multiple tasks efficiently• Collaborated with internal teams to develop and implement fraud prevention strategies and controls• Communicated with brokers and external parties to address deficiencies and ensure compliance with regulatory requirements.

Chandler, Arizona, United States

1. Ensured loan submittals met internal and external eligibility requirements.2. Carefully examine all loan documents, loan-to-value rations, credit reports, and prevent fraud, and ensure secondary market, investor requirements, company standards, and conditions are met.3. Demonstrated excellent follow-through with loan processors, loan originators and management throughout all phases of the underwriting process.4. Balanced the need for loan-volume growth with equality to minimize risk while maximizing profitability.5. Conduct proactive and effective pipeline management in accordance with performance standard expectations.6. Ability to meet production, quality, and service standards along with providing direct coaching and feedback to ensure quality.

Chandler, Arizona, United States

• Analyze employment profile, credit strength, property characteristics, and any other information pertinent to the credit decision process• Detect and prevent fraud• Perform mortgage credit analysis to determine borrower's ability to repay mortgage debt• Select required conditions on each loan underwritten to be satisfied by borrower and/or parties to transaction• Verify accuracy of supporting documentation including, but not limited to, employment, down payment, appraisal, and financial documents• Review documentation for compliance with internal, state, and federal regulatory guidelines• Correspond with any necessary party to obtain any outstanding documentation needed to complete requirements of the funding of the loan• Provide constructive feedback to loan originators and processors for training purposes• Use a high degree of discretion when dealing with confidential information.