*Leader of the North American Commercial Real Estate Servicer Rating program with 2 direct reports responsible for performing annual operational risk assessments and non-credit rating review of approximately 43 commercial servicers performing master, primary and special servicing duties. *Responsible for performing annual operational risk rating reviews for approximately 12 high volume servicers as primary analyst and participating in all other reviews as secondary analyst/manager. *Perform operational risk assessments of off-shore and outsourced business models internationally.*Develop, author, and maintain Fitch Criteria for Commercial Real Estate Servicers.*Represent and communicate Fitch’s views on commercial real estate, the CMBS market, and servicing by participating in various industry panels, committees, and forums. *Analyze all aspects of commercial real estate loans and securitization transactions for new issue and secondary CMBS ratings.*Perform the role of credit committee chair and independent for various structured finance asset classes on a regular basis. *Meet regularly with large institutional investors to discuss commercial real estate servicing trends and rating methodologies.*Author various research papers, criteria, and market commentary highlighting commercial real estate servicing topics.

*Team Leader for U.S. CMBS Surveillance effort with 7 direct reports responsible for conducting credit rating reviews of 450 individual U.S. CMBS of various types totaling $472 billion. *Meet regularly with large institutional investors to discuss market trends and credit rating methodologies as an expert CMBS resource.*Authored various research papers, criteria, and market commentary highlighting topics such as default and loss analysis, industry trends and hot topics, natural disaster responses. *Develop, author, and maintain Fitch Criteria for U.S. CMBS Surveillance.*Respond to media and investor inquires for the Fitch outlook and opinion on market trends, transaction reviews, research, and rating criteria.*Through understanding of Pooling & Servicing Agreements, Loan Documents, and CREFC Investor Reporting Package.*Cashflow modeling and site inspections for new issuance transactions.*Perform oversight of high profile loan workouts. *Participate and lead CMBS servicer operational risk reviews and on-site evaluations for annual rating reviews of Master, Primary, and Special Servicers.

*Responsible for the development of a custom business application to address the needs of CMLP and standardize the reporting process with industry standards*Act as a conduit to communicate the needs of business units and market knowledge into technical requirements of software developers. *Daily responsibilities include acting as System Administrator and Database Administrator for the CREFC reporting application*Oversee continuing development of CREFC Reporting as System Analyst and Project Manager*Integrate the remaining departments of CMSLP into the CREFC reporting application by developing specialized resources devoted to Special Servicing and Inspections*Provide risk analysis information for senior management*Assist in the management of commercial loan portfolios totaling over $28 billion, 6,014 loans (36 pools), consisting of FHA, Freddie Mac, Fannie Mae, as well as conventionally financed loans of all property types*Obtain U.S. Patent and Trademark protection for custom business software and processes*Provide technical support for Special Servicing department working to resolve distressed real estate assets*Perform portfolio surveillance for CMBS portfolio of 435 properties with 3.5B UPBPortfolio Analyst*Evaluated commercial property performance by analyzing operating statements, rent rolls, budgets, leases, etc.*Produced detailed monthly reports on portfolio performance for other servicers and investors*Performed physical property inspections on all types of commercial property*Assisted borrowers with telephone and written inquires and coordinate funds disbursements with loan servicing*Drafted action plans for potential issue loansReporting Specialist*Coordinate independent contractors for input of quarterly financial statements of 2000+ borrowers for purposes of analysis and reporting*Prepare Quarterly Performance Report for all CMBS Portfolios*Generate financial reports and trending analysis for investors, trustees and other servicers

*Responsible for financial reporting to private donors on research products*Performed detailed budget analysis*Assisted in quarterly budget reviews and annual budgeting process*Provide general support to department staff

*Responsible for calculating passenger revenues from flight coupons*Compiled monthly revenue reports for management review*Billed foreign airlines for TWE travel services