Adam Trimble Email & Phone Number

St. Louis County, Missouri, United States

16253 Swingley Ridge Road, Suite 375, Chesterfield, Mo 63017

Chesterfield, Missouri

4142 Keaton Crossing Blvd Suite 106, O'Fallon, Missouri 63368

14897 Clayton Rd. Ste 120 Chesterfield, Mo 63017

Midwest Mortgage Capital St. Louis Mo

Loan Processor/Licensed Mortgage OriginatorHired as sole in-state operations staff member to support company’s flagship Retail origination branch.Charged for processing conventional, FHA, VA, and Jumbo loan files from origination through closing on a paperless system, including issuing compliant, accurate upfront disclosures.Well-practiced in use of FHA Connection, VIP, Agency AUS, and Encompass.Responsible for third-party vendor orders and relations, including credit supplements, homeowners’ insurance, HOA certifications, subordination requests, mortgage insurance coverage, and title work.Due to the retail branch’s origination volume level, was moved to sales team in July 2013.

Licensed Mortgage OriginatorPerformed loan origination functions for conventional, HARP, USDA, VA, and FHA loans, including 203(k) Rehabilitation Loans and MRBP (Missouri and Illinois).Responsible for initial and subsequent customer contact, accurate application disclosure completion and issuance, RESPA/TILA compliance, credit analysis, AUS decisioning, loan product placement, secondary market pricing, acquisition of alternative and supporting documentation from customers, limited ordering of services, and income/asset review.Reviewed HUD-1 Settlement Statement prior to loan closing to check for accuracy and to address any deviation from fees disclosed on the Good Faith Estimate.Actively guided transactions from origination to closing, coordinating with all parties to the transaction, including third-party service providers.Established and maintained business referral relationships with local realtors, title companies, builders, and financial professionals.Maintained a database of 800 prospects and a pipeline of 60 active loans, self-managing marketing and serving as sole point of contact to each.Exceeded employer’s expectation to make 50 new client prospects and 12 new business contacts monthly.Recognized for accelerated understanding of mortgage industry, commitment to customer service, proven diplomatic skills, flexibility to work in a team setting or independently, and ability to expedite loans to closing.