I joined Townends in 1998 qualifying as a Chartered Accountant and am also a member of the Society of Trust and Estate Practitioners. Based in the Tax and Strategic Planning Department, I work with clients to achieve their personal and business objectives using the Townends Philosophy approach. I have an interest in all aspects of Tax Planning but with a particular emphasis on the use of pension funds. I also specialise in Doctors practices working closely with the practice managers. Outside of work, I am a frequent visitor to the stands of Bradford City and have supported the team up and down the country. I keep fit by chasing after my three young sons, playing squash and representing the firm in friendly games of cricket and five-a-side.