• Ensure the development and implementation of effective checks for all loans disbursed; both before and after loans have been disbursed. This involves periodic credit reviews.• Ensure generation of CBN’s CRMS codes prior to disbursement of credit facilities as required by the Regulator.• Accurate interpretation of credit policy of the bank and ensuring compliance by customers and colleagues.• Coordinate Management Credit Committee meetings (CRECO Secretariat) to ensure credit… Show more • Ensure the development and implementation of effective checks for all loans disbursed; both before and after loans have been disbursed. This involves periodic credit reviews.• Ensure generation of CBN’s CRMS codes prior to disbursement of credit facilities as required by the Regulator.• Accurate interpretation of credit policy of the bank and ensuring compliance by customers and colleagues.• Coordinate Management Credit Committee meetings (CRECO Secretariat) to ensure credit applications within CRECO limit are presented for approval promptly. Ensure quorum is formed for the meeting and minutes are generated and circulated promptly.• Acts as interface between Board Secretariat and Relationship Managers to ensure credit applications within Board Credit Committee approval limit are presented in the recommended format promptly. Ensure review of the papers by Senior Credit Analysts and submitted to the Board Secretariat promptly.• Ensure proper tracking of deferred credit documentation to ensure they are cured within the approved tenor or proper action is taken against erring Relationship Managers.• Management of the filing system; ensuring safety of documents and effective and efficient retrieval of documents as may be required from time to time.• Keeping of records of security documents, by maintaining, reviewing of registers, and following up for security perfection.• Ensure proper custody of the Bank’s credit and security documents. Show less

• Ensuring Valuation and periodic revaluation of Assets securing facilities granted by the Bank• Placement of Insurance cover and ensuring renewal of Insurance Policies on Assets financed or securing the Risk Asset of the Bank in collaboration with the Bank’s appointed Broker• Ensuring update of collateral details on the Banking Platform (FCUBS) for download and review• Review of the collateral coverage for adequacy of coverage ratio or Loan to Value (LTV)• Enlistment &… Show more • Ensuring Valuation and periodic revaluation of Assets securing facilities granted by the Bank• Placement of Insurance cover and ensuring renewal of Insurance Policies on Assets financed or securing the Risk Asset of the Bank in collaboration with the Bank’s appointed Broker• Ensuring update of collateral details on the Banking Platform (FCUBS) for download and review• Review of the collateral coverage for adequacy of coverage ratio or Loan to Value (LTV)• Enlistment & Engagement of the Collateral Managers in charge of the commodity financed by the Bank • Review and execution of the documents for execution between the Bank, appointed Collateral Manager and owner of the warehouse – Collateral Management Agreement, Throughput Agreement, Professional Indemnity and Fidelity Guarantee.• Approving release of stock financed by the Bank and managed by the appointed Collateral Manager• Appraisal of Valuers, Insurance companies and Collateral Managers for approval towards enlistment by the Management• Updating of movable collaterals on the National Collateral Registry by the CBN Show less

• Second level Pre- disbursement checks on all facilities disbursed within the region for compliance with policy and approval.• Ensuring proper documentation and filling on all credit facilities disbursed.• Authorization of bond issuance in line with approval and release of APS on APGs.• Supervision of receipt, forwarding of documents constituting CPD to Legal Department for safe keeping and onward perfection.• Retrieval and release of title documents pledged for credit… Show more • Second level Pre- disbursement checks on all facilities disbursed within the region for compliance with policy and approval.• Ensuring proper documentation and filling on all credit facilities disbursed.• Authorization of bond issuance in line with approval and release of APS on APGs.• Supervision of receipt, forwarding of documents constituting CPD to Legal Department for safe keeping and onward perfection.• Retrieval and release of title documents pledged for credit facilities after liquidation.• Ensuring maintenance of collateral pledged on Security Register Module on the system.• Ensuring adherence with the Credit Policy and prevention of fraudulent disbursement.• Active participation in review, training, and development activities in the region.• Administrative Function: appraisals, leave, training schedule and adequate resourcing for CAD back up at the region.• Liaison function with Control& Compliance & GIA an External Auditors and ensuring zero exceptions.• Ensuring proper custody of all credit files.• Relieving Officer to the Central Head of Credit Administration at the Head Office. Show less

• Central booking of credit facilities after conditions to drawdown are met.• Credit Review and Monitoring.• Loan Classification and Loss Provisioning.• Preparation of Central Liability Report.• Updating of eFASS/CRMS Report/Status Enquiry & Generation of borrower codes.• Preparation of Contingent Liabilities Reports (Off Balance Sheet Engagement).• Monitoring of credit facilities for compliance with procedure and policies.• Routine credit examination of branches and… Show more • Central booking of credit facilities after conditions to drawdown are met.• Credit Review and Monitoring.• Loan Classification and Loss Provisioning.• Preparation of Central Liability Report.• Updating of eFASS/CRMS Report/Status Enquiry & Generation of borrower codes.• Preparation of Contingent Liabilities Reports (Off Balance Sheet Engagement).• Monitoring of credit facilities for compliance with procedure and policies.• Routine credit examination of branches and regional offices.• Review and processing of existing credit facilities for renewal.• Relationship Management of high-net-worth customers.• Recovery of non-performing and delinquent accounts. Show less

• Opening of different types of accounts.• Reactivation of dormant accounts.• Booking and rolling over of term deposit.• Attendance to general enquiries by customers.