Rebuilding and improving the outdated processes for generating Financial Reports and other internal reports that need to be submitted at the group level.

Wholesale Micro Finance ● Independently facilitated term loans to large-scale Microfinance Institutions (MFI), many of which received banking license recently. ● Appraised the credibility and financial soundness of prospective borrowers pitched by the business team. Corporate Agri Finance ● Conducted diligent underwriting of working capital limits, pledge funds and channel finance proposals for corporate in Agricultural Sector. ● Ensured a healthy portfolio by assessing the performance of the entity in comparison to that of peers in the industry.

Involved in fund based and non-fund based working capital funding such as Overdraft, Cash Credit, Bank guarantee, Letter of Credit, Buyers Credit, Term Loan, etc. The process included: ● Appraisal & scrutiny of credit proposals before sanctioning credit to business banking clients. ● Analysis of Credit Monitoring Arrangement, credit health, financial statements & Bank conduct of prospective borrowers. ● Credit policy compliance & proposal decision making within TAT (Turnaround Time). ● Renewals at Pan-India Level based on past banking history. ● Handling pre-sanction diligence and post sanction monitoring of accounts. ● Business Agricultural Ticket size: - analysed cases up to INR 10.0 Mn.

Worked as an Articled Assistant with M.S. Godbole & Associates, Pune for 3 years and handled a wide spectrum of functionaries which included: ● Tax, VAT, Internal and Statutory Audits of Corporate and non-corporate assesses engaged in manufacturing, trading and services. The clientele included Multi-Specialty Hospitals, Banks, Insurance Companies and Government Companies. ● Undertook taxation, accounting and finalization of balance sheet for Corporate & Non-Corporate clients. ● Consultancy services to clients for rendering appropriate responses to notices under Income Tax Act, 1961 (India). ● Preparation and filing of necessary documents with the Registrar Of Companies.