- Spearheading the credit underwriting operation of SME business in IDLC.- Supervising the risk management front of Supplier & Distributor Finance business.- Leading the development and implementation of Credit Scorecard-based Lending Model for Very Small Enterprises (VSE).- Developing data analytics-driven credit culture for retail and CMSME lending.- Risk management lead in developing policies, new products, processes, and business models for SME and Distributorship… Show more - Spearheading the credit underwriting operation of SME business in IDLC.- Supervising the risk management front of Supplier & Distributor Finance business.- Leading the development and implementation of Credit Scorecard-based Lending Model for Very Small Enterprises (VSE).- Developing data analytics-driven credit culture for retail and CMSME lending.- Risk management lead in developing policies, new products, processes, and business models for SME and Distributorship finance.- Managing the branch-level loan processing operations of IDLC across Bangladesh.- Working with the Bangladesh Bank (the Central Bank of Bangladesh) on developing Credit Guarantee Scheme (CGS) for CMSMEs of Bangladesh as an SME banking professional. Show less

Managing credit risk with broad experience in all aspects of SME financing - credit appraisal, loan documentation, collection, auditing and construction and assessment financials of small and medium enterprises. Extensive experience in evaluating financing proposition of SME clients, identifying specific financing needs of SMEs, strategy formulation of SME loan products with close vigilance regarding credit risk management objectives, managing regional and national SME portfolio and focus on… Show more Managing credit risk with broad experience in all aspects of SME financing - credit appraisal, loan documentation, collection, auditing and construction and assessment financials of small and medium enterprises. Extensive experience in evaluating financing proposition of SME clients, identifying specific financing needs of SMEs, strategy formulation of SME loan products with close vigilance regarding credit risk management objectives, managing regional and national SME portfolio and focus on cluster-wise financing, overseeing regional credit teams, and actively contributing in rapid market penetration of financial products suitable for SMEs in a growing economy.Alongside, overseeing the Industry & Equity Analysis Team of Credit Risk Management department of IDLC - active participation in Bangladesh Bank's statutory reporting activities and supervising of IDLC's asset portfolio MIS. Responsible for editing and publishing IDLC's flagship monthly publication, "IDLC Monthly Business Review", since June 2012. Show less

Leading the credit risk initiatives of SME financing. Regions under management: Dhaka and Gazipur Zone, North Bengal Zone, Sylhet Zone and Chittagong Zone.