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Ritu Agarwal is listed as Program Manager at eClerx, a with 7746 employees, based in Pune, Maharashtra, India. AeroLeads shows a work email signal at rbs.com and a matched LinkedIn profile for Ritu Agarwal.
Ritu Agarwal previously worked as Head - Product & Alliance at Cognerium and Business Development Consultant at Mobclixs Technologies Pvt. Ltd.. Ritu Agarwal holds Mba, Finance & Marketing from Ibs Hyderabad.
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16+ years of experience with global banks and Fintech organization with expertise in different facets of banking, product development, project management and client deployments. Worked with global industry leaders across finance and banking domain managing transitions, projects and deliveries. Played instrumental role in creation of customer centric solutions, stakeholder management, streamlining business process and creating IT strategies for projects.
Listed skills include Team Leadership, Banking Services, International Banking Services, Credit Operations, and 7 others.
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A career timeline built from the work history available for this profile.
Pune, Maharashtra, India
Created and managed banking product across BRD, UI/UX design, design flows, overall solution demos and new feature rollouts.Lead & guide cross technical teams involving resource planning, roadmap setting, development, testing & deployment.Stakeholder & vendor management along with functional/technical documentation.
Pune, Maharashtra, India
Cognerium is an AI based Fintech company engaged in developing digital solutions for banks and financial institutions. Cognerium’s portfolio includes Digital Lending, Digital Wealth, CRM, Anti Money Laundering and Credit Risk solution which are powered with Artificial Intelligence to enable financial institutions with predictive insights related to customer, business, sales and risk. Responsibilities:• Lead cross functional teams composed of analysts, developers, data… Show more Cognerium is an AI based Fintech company engaged in developing digital solutions for banks and financial institutions. Cognerium’s portfolio includes Digital Lending, Digital Wealth, CRM, Anti Money Laundering and Credit Risk solution which are powered with Artificial Intelligence to enable financial institutions with predictive insights related to customer, business, sales and risk. Responsibilities:• Lead cross functional teams composed of analysts, developers, data scientists and designers to create full product lifecycles across lending, wealth & risk• Lead the sales of our solutions to BFSI for the company across geographies through strategic partnerships and direct sales using digital & email marketing channels• Develops product proposition and determine product positioning/variant for different customer groups through careful market analysis and research• Engage with the CXO and business heads of Banks and Fintech organizations to explain the value of our product proposition and competitive positioning• Understand relevant external factors, trends, regulatory landscape, and competitor analysis while engaging with the partners/clients Show less
• Responsible for sales of digital VAS products to telco operators in the MEA region• Lead farming activities through a team of account managers in major operators• Advise product team in the development & testing of new products in my region• Helped in the recruitment & training of new sales resources within the organization
Gurgaon, India
• Lead a team of analysts responsible for pre-sanction risk assessment & control activities across large corporates portfolio of the bank• Instrumental in creating a centre of excellence for pre-sanction risk assessment activities in India by transitioning activities from branches across EMEA/CEEMEA locations• Judicious allocation of resources based on evaluation of new projects requirements & existing activities within the team to reduce the headcount cost by 20%.• Create synergies… Show more • Lead a team of analysts responsible for pre-sanction risk assessment & control activities across large corporates portfolio of the bank• Instrumental in creating a centre of excellence for pre-sanction risk assessment activities in India by transitioning activities from branches across EMEA/CEEMEA locations• Judicious allocation of resources based on evaluation of new projects requirements & existing activities within the team to reduce the headcount cost by 20%.• Create synergies with stakeholders in Credit, business & technology to identify redundancies/opportunities within the process to achieve a 15% saving in overall bandwidth across credit & business Show less
Gurgaon, India
• Manage a portfolio of transaction banking client to achieve 30% YOY revenue growth by exploring cross sell opportunities for Credit limits, trade finance, cash management and Foreign Exchange.• Credit Analysis & Financial statement analysis of allocated accounts including credit report preparation, industry, sector & business reviews• Handled structured trade solution like buyer’s credit & supplier’s credit to help client avail cheap foreign currency funds for their capital… Show more • Manage a portfolio of transaction banking client to achieve 30% YOY revenue growth by exploring cross sell opportunities for Credit limits, trade finance, cash management and Foreign Exchange.• Credit Analysis & Financial statement analysis of allocated accounts including credit report preparation, industry, sector & business reviews• Handled structured trade solution like buyer’s credit & supplier’s credit to help client avail cheap foreign currency funds for their capital transaction as well as regular imports• New client acquisition through portfolio referral to maintain consistent revenue growth Show less
Bengaluru Area, India
• Managed a restructured portfolio of credit cards through proactive field audit to reduce the overall portfolio outstanding by 15% on MOM basis• Assessed individual accounts to check financial stability, outstanding with the bank and explore restructuring opportunity for delinquent amount
Other employees you can reach at eclerx.com. View company contacts for 7746 employees →
Raghuveer Rane
Colleague at EclerxMumbai, Maharashtra, India
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PS
Prakash Shukla
Colleague at EclerxMumbai Metropolitan Region, India
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DK
Deepa Kumari
Colleague at EclerxNoida, Uttar Pradesh, India
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Namrata Sonawane
Colleague at EclerxMumbai, Maharashtra, India
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Tanvi Bhosle
Colleague at EclerxMumbai, Maharashtra, India
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AP
Aparna Patil
Colleague at EclerxMumbai, Maharashtra, India
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Sanskar Gawade
Colleague at EclerxMumbai, Maharashtra, India
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Mohit Sharma
Colleague at EclerxChandigarh, India
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Ajay Nalawade
Colleague at EclerxPune, Maharashtra, India
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TJ
Tushar Juare
Colleague at EclerxPune, Maharashtra, India
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Quick answers generated from the profile data available on this page.
Ritu Agarwal works for eClerx.
Ritu Agarwal is listed as Program Manager at eClerx.
AeroLeads has found 1 work email signal at @rbs.com for Ritu Agarwal at eClerx.
Ritu Agarwal is based in Pune, Maharashtra, India while working with eClerx.
Ritu Agarwal has worked for Eclerx, Cognerium, Mobclixs Technologies Pvt. Ltd., Royal Bank Of Scotland, and Hsbc.
Ritu Agarwal's colleagues at eClerx include Raghuveer Rane, Prakash Shukla, Deepa Kumari, Namrata Sonawane, and Tanvi Bhosle.
You can use AeroLeads to view verified contact signals for Ritu Agarwal at eClerx, including work email, phone, and LinkedIn data when available.
Ritu Agarwal holds Mba, Finance & Marketing from Ibs Hyderabad.
Ritu Agarwal is listed with skills including Team Leadership, Banking Services, International Banking Services, Credit Operations, Financial Risk Management, Operational Risk Management, Transition Management, and Basel Iii.
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