Meticulous professional with a background in assessing borrower needs and explaining the loanprocess in clear terms. A polished Mortgage Broker promoting exemplary talents in making Mortgageprogram recommendations and providing loan advice. In addition, exceptional experience inbuilding processes to ensure optimal customer service experienced is established whilst buildinggreater controls and governance to meet all compliance expectations.SkillsDocumentation and reporting.Conducting financial assessments.The borrower needs assessment.Recommending mortgage programs.Loan terms.Customer service and support.Ethical business conduct.Client service.Home loan process explanation.Processing loan applications.Comparative market analysis.Property assessments.Strong organizational skills.Customer service-oriented.
Dream Financial Advisors
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Choice AggregationDream Financial Advisors Jul 2018 - PresentMeltonI am working as Principal Mortgage broker with 32 different banks ,confirming and non confirmingMore then 100 products to offer ,Home Loans/Refinance/Land loans/construction loans/cash outs /top ups/full doc /low docsUnsecured Personal Loans Car loans/commercial/hire purchase /lease finance/nova ted lease/consumer car loanBusiness loans /secured and unsecured/cash flow/refinance/equipment finance.General Insurance Loan ProtectionsHome & content Insurance/Landlord Insurance. Duties:-Finalization and Specialized Products with an ongoing focus to achieve customer satisfaction aswell as develop and advocate effective long-term strategies that will drive operationalexcellence.Ensure effective management of costs through increased efficiency of staff by Productivity gainsEmbed Quality Control and effectively manage and achieve Customer Service LevelAgreementsDevelop the team through regular feedback and coaching to help them achieve their keyresult areasVerified data integrity and accuracy.Obtained documents, clearances, certificates and approvals from internal and externalstakeholders.Performed initial client assessment and analysis to begin the research process.Responded to customer requests via telephone and email.
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Principal Mortgage BrokerDream Financial Advisors Aug 2016 - PresentMelbourne, Australia
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Finance And Mortgage BrokerEchoice Mar 2017 - Mar 2018Sunshine, Victoria, AustraliaPresented, explained, and processed home loan documents.Evaluated borrower financial information, including pay stubs and credit history to determineloan possibility.Established strong relationships with borrowers, which helped to forge new businessopportunities.Collaborated with different lenders to find the best possible deal for home-buyers.Assessed clients' financial data, including payslips and job duration, to determine their loanqualification.Collaborated with and facilitated communications between borrowers and lenders to obtainideal loans for home purchases.Coordinated appointments to show marketed properties. -
Mortgage BrokerOutsource Financial Sep 2016 - Mar 2017Sunshine, Victoria, AustraliaGuided clients from beginning to end of the home buying process in choosing the right property.Showed properties to potential buyers and other brokers at open houses and by appointment.Continually stayed up-to-date on mortgage rates and related real estate news.Represented buyers and sellers of developed and undeveloped properties.Developed and maintained relationships with clients through networking, postcards and coldcalling.Negotiated contracts on behalf of clients.Delivered positive, effective sales presentations.Created and implemented marketing plans to drive sales.Communicated with clients to understand their property needs and preferences.Managed contracts, negotiations and all aspects of sales to finalize purchases and exceedcustomer expectations.Acted as liaison between buyers and sellers to ensure positive experiences for both parties.Worked closely with clients to get the appropriate loans, inspections and credit reports.Maintained connections with clients to encourage repeat business and referrals. -
Managing Director & Qualified Driving InstructorObey School Of Driving Oct 2010 - Jun 2016Sunshine, Victoria, AustraliaQualified driving InstructorManage the theory class timings, Teach the driving students about the right traffic rules Informstudent drivers with safety driving procedures.Supplying students with information about emergency situations.Teach students how to use a steering wheel, How to reverse and how to park.Advise students about their level of improvement.ADTAV MEMBER
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Loss Prevention ManagerIss Facility Services - North America Aug 2011 - May 2013Melbourne, AustraliaLooking after all Coles showrooms Melbourne westDetected suspicious activities and watched for criminal acts and rule infractions.Monitored and authorized entrance and departure of employees and visitors.Wrote reports on property damage, theft, presence of unauthorized persons and unusual occurrences.Circulated among visitors, patrons and employees to preserve order and protect property.Wrote reports on property damage, theft, presence of unauthorized persons and unusual occurrences.Operated detecting devices to screen individuals and prevent passage of prohibited articles intorestricted areas.Warned offenders about rule infractions and violations and verbally evicted violators from premises -
Qualified Professional(Chef)Delaware North, Australia & New Zealand Jul 2008 - Aug 2010Melbourne, Australia -
Qualified Professional(Cook)Damm Fine Food Nov 2006 - Jun 2008Melbourne, Australia -
Branch Coordinator Auto & Two Wheller LoanHdfc Bank Nov 2004 - Aug 2006Punjab , India -
Finance OfficerTata Motor Finance Dec 2003 - Oct 2004Punjab,India
Ajay K. Education Details
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Finance And Financial Management Services -
Traineeship Management AustraliaMortgage Broking -
Kangan Batman TafeManaging Aviation Security Screening -
NmitTeacher Education And Professional Development, Specific Subject Areas -
Nmit TafeDriving Instructor -
AuswideHospitality Administration/Tourism Management -
Victorian Institute Of TechnologyManagement -
Punjabi University ChandigarhArts -
Jet KingComputer Engineering -
Accounting
Frequently Asked Questions about Ajay K.
What company does Ajay K. work for?
Ajay K. works for Dream Financial Advisors
What is Ajay K.'s role at the current company?
Ajay K.'s current role is #Principal Mortgage Broker at #Dream Financial Advisor,#Debt Reduction Specialist, #Property Investing,#First Homebuyer specialist,#Helping Remove Bad Credit,#Business Relationships,#Low Doc Loans..
What schools did Ajay K. attend?
Ajay K. attended Aamc Training Group, Traineeship Management Australia, Kangan Batman Tafe, Nmit, Nmit Tafe, Auswide, Victorian Institute Of Technology, Punjabi University Chandigarh, Jet King, Federation University Australia.
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