Review Facility Offer Letter, security / support documentation in accordance with the credit approvals.Ensuring all security / support documents have been properly executed, signatures are verified and authenticities of the signatories are supported by resolution / POAEnsuring rectification of existing discrepancies / deficiencies in security documentation for all which have been disbursed. Ensuring integrating accurate and timely internal reporting and regulatory reporting. Maintaining up to date collateral data in the Bank’s systemPreparation of Pending FOL’s and document deficiency report for all international locations and reporting the same to the senior managementFinancial Institutions & Syndicate LendingFI is responsible for catering to business requirements of International Financial Institutions to support and conduct banking transactions through the overseas branches of the Bank.All offshore funded transactions (primary and secondary) are also housed with International FI, who’s involved with booking/ handling of transactions with other Financial Institutions (including Banking and Non-Banking Financial InstitutionsFI is responsible for catering to business requirements of International Financial Institutions to support and conduct banking transactions through the overseas branches of the Bank.FI shall arrange approvals for specific FI’s lending limits. The limits shall be maintained and monitored by RCAD FIRMU and transaction specific allocation of limits will be obtained on case to case basis by FI Int’l. Upon settlement of transaction, TPC/CPU will inform CAD Processing, CAD FI Int’l and RMs. CAD Processing will reduce/cancel limits in CBS and update position to RCAD FIRMU for their record.• RCAD FIRMU will provide a report on financial institution cross border exposure to FIRMU. FI CAD Int’l will be responsible for updating their respective cross border exposures via periodical statements and report to RCAD FIRM

• Responsible for managing multi-party diversified and complex deals including unsecured syndicated loans, project financing, acquisition and leverage finance facilities with sound understanding of transactions and in depth knowledge of facility documentation• Arranging disbursement documentation from customers and review thereof before transaction processing • Provide high quality credit administration support to relationship management, help control and monitor the credit process to ensure that bank’s guidelines for limit utilization and credit approvals implementation are strictly followed• Help scrutinize insurance policies, evaluation of hypo stock and calculation of drawing power• Rectify document deficiencies and discrepancies arising in the legal reviews for enforceability of documents in a court of law• Prepare documents for all types of credit facilities under approval terms• Liaison with legal counsel for preparation of hypo and equitable mortgage documents• Liaise with Internal & Central Bank auditors [State Bank of Pakistan (SBP)] and resolve issues under Credit Policy Manual• Prepare monthly statements summarizing issues related to pending security items, stock reports, insurance policy and over dues in finances and documents for the higher management• Coordinate with Securities Exchange Commission of Pakistan (SECP) for creation of hypothecation and mortgage charges• Supervise and ensure sufficiency, validity, accuracy and legal enforceability of entire loan/security/legal documents of all customers• Ensure compliance with Credit policies, Central Bank’s Prudential Regulations and instructions issued from time to time by CAD Head Office and Credit Policy group• Act as the custodian of credit files

• Responsible for managing multi-party diversified and complex deals including unsecured syndicated loans, project financing, acquisition and leverage finance facilities with sound understanding of transactions and in depth knowledge of facility documentation• Arranging disbursement documentation from customers and review thereof before transaction processing • Provide high quality credit administration support to relationship management, help control and monitor the credit process to ensure that bank’s guidelines for limit utilization and credit approvals implementation are strictly followed• Help scrutinize insurance policies, evaluation of hypo stock and calculation of drawing power• Rectify document deficiencies and discrepancies arising in the legal reviews for enforceability of documents in a court of law• Prepare documents for all types of credit facilities under approval terms• Liaison with legal counsel for preparation of hypo and equitable mortgage documents• Liaise with Internal & Central Bank auditors [State Bank of Pakistan (SBP)] and resolve issues under Credit Policy Manual• Prepare monthly statements summarizing issues related to pending security items, stock reports, insurance policy and over dues in finances and documents for the higher management• Coordinate with Securities Exchange Commission of Pakistan (SECP) for creation of hypothecation and mortgage charges• Supervise and ensure sufficiency, validity, accuracy and legal enforceability of entire loan/security/legal documents of all customers• Ensure compliance with Credit policies, Central Bank’s Prudential Regulations and instructions issued from time to time by CAD Head Office and Credit Policy group• Act as the custodian of credit files

• Responsible for managing multi-party diversified and complex deals including unsecured syndicated loans, project financing, acquisition and leverage finance facilities with sound understanding of transactions and in depth knowledge of facility documentation• Arranging disbursement documentation from customers and review thereof before transaction processing • Provide high quality credit administration support to relationship management, help control and monitor the credit process to ensure that bank’s guidelines for limit utilization and credit approvals implementation are strictly followed• Help scrutinize insurance policies, evaluation of hypo stock and calculation of drawing power• Rectify document deficiencies and discrepancies arising in the legal reviews for enforceability of documents in a court of law• Prepare documents for all types of credit facilities under approval terms• Liaison with legal counsel for preparation of hypo and equitable mortgage documents• Liaise with Internal & Central Bank auditors [State Bank of Pakistan (SBP)] and resolve issues under Credit Policy Manual• Prepare monthly statements summarizing issues related to pending security items, stock reports, insurance policy and over dues in finances and documents for the higher management• Coordinate with Securities Exchange Commission of Pakistan (SECP) for creation of hypothecation and mortgage charges• Supervise and ensure sufficiency, validity, accuracy and legal enforceability of entire loan/security/legal documents of all customers• Ensure compliance with Credit policies, Central Bank’s Prudential Regulations and instructions issued from time to time by CAD Head Office and Credit Policy group• Act as the custodian of credit files

• Facilitate business in syndicated loan drawdowns, installment payment to syndicate members and maintain agency fees• Co-ordinate with syndicate members and provide information like financial statements, insurance policies, stock reports & other required documents/evidence as per agreed security structure• Update schedule in case of sell-downs, and manage any irregular issues, waiver requests, NOC requests, and manage original transaction & security documents• Respond to all queries raised by customers & syndicate members in respect of agency function• Arrange, attend and prepare minutes of syndicate meetings as agent• Responsible for processing transactions and safe custody of security documentation by adhering to Group Policies and regulatory requirements • Review foreign currency private loans to corporate customers (Short/Long term), register with the Central Bank as per Foreign Exchange Manual and prepare/submit foreign currency loan report to the Central Bank on monthly basis• Examine terms & conditions of approved Limit Applications and prepare Banking Arrangement Letter ensuring that all terms & conditions are incorporated therein• Scrutinize Account Mandates in Corporate Portfolio and ensure that all terms and conditions of the Memorandum/Articles of Association are acceptable• Check Credit related documentation and prepare Security Compliance Certificates / Limit Loading Instructions for all corporate accounts after ensuring that all approval terms are met completely• Ensure accurate issuance of Status reports and Audit Confirmations • Ensure credit limits are placed in the system as per the approved Business Credit Application and issued Security Compliance Certificate / Documents Deferral Note• Ensure long term & money market loans are disbursed/ repriced on timely basis • Ensure overdraft & loan interest is recovered at due dates and escalated in the case of non – availability of funds/default