A seasoned and highly passionate professional with 15+ years of comprehensive experience in Financial Operations(FinOps), Process Excellence, , Analytical Skills, Reconciliation, Building & managing cross functional teams. An open, influential leader with strategic thinking, focused on excellence, Process set up, Issuing, Acquiring, UPI, Dispute Management, Reconciliation e2e process, recognizing & managing risks and work in diverse global teams.In-depth product understanding on PPI(Prepaid) instruments, Digital Payments, Mobile Wallets, Merchant Acquiring Solutions, UPI, QR Payments(Bharat QR), Tokenization, Payment Gateway, 3DS, MPI, API etc.Experience in Handling and setting the Operational process such as VISA/Master/Rupay Acquiring Reconciliation, VISA and Master Issuing Reconciliation, Merchant Reconciliation, Dispute and Chargeback(Issuing and Acquiring), Mobile Wallet Recon for all the Legs such as Load Money, P2P, Cashback, Wallet to Account(W2A), Merchant Recon(Bill Pay, Mobile Recharge, Google play etc.), Merchant Onboarding, Staging and Recon, Fund Management of Escrow accounts, Fund Recon for the Pool balance, RBI TAT Harmonization etc.Involving in Project discussion, Set up strong FinOps UAT team, Good Communication, Analytical, decision making, Working closely with Product, Program, Engineering, Reports, QA to set up a strong operational process, provide Operational requirement, All RBI/Card network mandates are implemented to be compliant and no penalty levied, prepare SOP and cover all the liabilities, roles and responsibilities etcExpertise in setting up Back-end SME Teams in Startups.