Competent and result-oriented professional offering over 15+ years of experience across managing various operations; currently spearheading as Regional CAD Manager with IDFC First Bank Ltd. Possess natural flair for operations management, customer service and achieving optimum level of Service Level Agreements; adept at developing strategies to enhance client’s/ customer relations through formal and informal channels, building cordial relationship through regular interactions Excellent time management skills with proven ability to work accurately and quickly prioritize, coordinate and consolidate tasks whilst simultaneously managing the diverse range of functions from multiple sources. A prolific team Manager with thorough exposure in building and grooming teams into cohesive units of performers; excellent communication, analytical and co-ordination skills; ability to use sound decision-making skills and effectively perform in a self-directed work environmentSpecialties: assets recovery, auditing, conversion, credit, customer relations, customer satisfaction, customer service, database administration, english, fast, forms, framing, functional, hindi, insurance, lotus notes, management, marketing, microsoft office, mis, policy analysis, process engineering, proposal writing, quality, reports, retail, sales, scheduling, view,
-
Regional Head CadIdfc First BankBengaluru, Ka, In -
Regional Cad ManagerIdfc First Bank Jan 2017 - PresentBengaluru, Karnataka, IndiaDesignation: Regional CAD Manager Grade : Chief Manager (CAD Operations –Business Banking ,Agri Loans and Digital lending) Manage the performance of direct reports, including work allocation, performance management, coaching, succession planning, career development and compensation.Responsible for talent management through recruiting, training, mentoring, performance management, and succession planning.Assists in all aspects of training for employees to satisfy regulatory compliance, security and internal audit. Works closely with the team to assure a seamless delivery of the Mission and Vision of the Bank.Creating and sustaining a dynamic environment that fosters development of the opportunities and motivates high performance amongst team members. Proficient in handling Disbursement operation team, organising process strategies and building relationship with other stake holders. Abilities in conducting periodical process audit in the time and ensuring the compliance of the same -
Operations ManagerHdfc Bank Apr 2011 - Jan 2017Bengaluru Area, India Disbursement of Business banking Products Like cash credit, Letter of credit, bank Guarantee, LAP, Loan Against commercial vehicles/equipment, Health care finance with in defined TAT. Responsible for Monitoring of deferral maintenance and publishing MIS to the concerned team and to follow up on overdue deferrals. Spearheading across the Commercial Transport group during every month ends by disbursing the loans like commercial vehicle, tractor, SHG and JLG Loans. Recycle management for the products like EEG, KGC and BBG. Verification of loan documents, property documents as per legal opinion, valuation report compliance of approved terms and conditions Responsible for Underwriting, Sanctioning and Disbursal of Gold Loans by verification reports, Credit Approval Memos, Responsible for verifying and authorization of disbursed amount in the flexcube. Co-ordinate with CPU for Form 08 filing, for Opening of Escrow account and cam updation for renewal files. MIS generation maintain records for all acquisition figures and co ordination with CPU. Well versed with the overall operations process and adhere to the Audit process. Monitoring and reconciling of open entries of BB Dummy accounts. Project champion for Property release management, Takeover cases and PO encashment and correct deferral capture maintenance -
Branch ManagerMuthoot Fincorp Jun 2010 - Jan 2011Bangalore Heading branch activities and coordinating subordinates to ensure proper functioning of the branch, Provide efficient and effective office management and perform other related duties as required. Verifying deposit receipts, loan documents, bills and vouchers of daily transactions and books of accounts. Preparation of Branch Opening Expenses Statement. Evolved innovative strategies and judiciously mobilized & managed resources to put the company on the path of growth and profitability -
Operations ExecutiveTata Aig Feb 2008 - Oct 2009 -
Process AssociateDeutsche Bank Mar 2007 - Feb 2008Private & Business ClientsHandled the task of Verifying loan Documents, checking Field Investigation reports and Tele Verifications.Accountable for Checking the cibil report of the customer to track the loan and credit card bill payments based on the provided details.Responsible for Processing the files by ensuring Mitigants & Deviations and sending it for the approval to Credit Manager.Prepared the Eligibility loan for the customer based on the salary or income of the customer taking into the consideration of obligation (loans) considering the CIBIL report, Bank statements and the verification reports, Credit Approval Memos, and Disbursement Memos.Updated the File Status and Co-Ordination with Sales team.Entrusted with the onus Maintaining all data base records of post disbursement and status of pre sanction DocumentsProcessed of customer data for satisfaction of laid down norms & Recommendation for sanction Involved in Post Sanction Activities, Maintenance & Reporting of Customer Data & MIS within a Time Limit.Responsible for assuring that appropriate process controls are maintained and carried out the task of recognizing weak areas for strengthening the controls and provided suggestions about improvement of processes. -
Operations Executive BancassuranceIcici Lombard Nov 2005 - Mar 2007Responsible for screening of proposal forms and conversion of policies. Accountable for booking all PREMIA cases PAN India basis for Abn Amro, ICICI Venture, and Bajaj Capital & Way2wealth for Bancassurance - KRG.Regularly handled queries from the sales team and branch managers on proposal forms and coordinated activities and enabled information flow between the different teams. Processed as required any major and minor alterations with regards to the policies. Responsible for issuance of cover notes, policies & endorsements of retail and corporate products.Responsible for managing formalities of surrender, lapse and revival of policies.Record, respond & track customer's complaints, queries, problems, issues & ensure fast, quality turn-around times with high level of customer satisfaction and provide information for product and service enhancements.MIS generation maintain records for all acquisition figures.Maintains complete relationship record for assigned relations.
Ajesh R Skills
Ajesh R Education Details
-
Kuvempu VishwavidyanilayaCommerce
Frequently Asked Questions about Ajesh R
What company does Ajesh R work for?
Ajesh R works for Idfc First Bank
What is Ajesh R's role at the current company?
Ajesh R's current role is Regional Head CAD.
What schools did Ajesh R attend?
Ajesh R attended Kuvempu Vishwavidyanilaya.
What skills is Ajesh R known for?
Ajesh R has skills like Leadership, Management, Cross Selling, Operations Management, Customer Satisfaction, Business Development, Marketing, New Business Development, Business Analysis, Mis, Vendor Management, Training.
Not the Ajesh R you were looking for?
-
Ajesh R
Lead Assistant Manager, Automation & Technology | Exl | Driving Innovation And Efficiency Through Automation And Technology.Ernakulam1gmail.com
Free Chrome Extension
Find emails, phones & company data instantly
Aero Online
Your AI prospecting assistant
Select data to include:
0 records × $0.02 per record
Download 750 million emails and 100 million phone numbers
Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.
Start your free trial