Alexander Daus Email & Phone Number

Charlotte, North Carolina Area

Charlotte, North Carolina Area

Managed a team of 11 Loan Monitoring Specialists covering the Eastern Region of US Trust and Merrill Lynch credit portfolios, ensuring that the team worked together seamlessly with credit partners, underwriters, and client teams to achieve defined business objectives. Responsible for identifying, managing, and monitoring all forms of risk, including credit, market, and operational risk in the fulfillment of credit products. Primary responsibilities included the oversight of potential credit risk issues via review of all booked loan documentation, including the monitoring of all financial statement requirements and testing of financial covenants such as debt service coverage ratios, unencumbered liquid assets, debt limitations, hedge fund borrowing bases, etc.Accountable for ensuring that all monitoring activities meet Bank and Regulatory Compliance Standards, ensured that associates met their performance metrics, and managed the training and development of associates.

Charlotte, North Carolina

Structured and negotiated an average of up to $100 million in customized credit transactions annually for US Trust and Merrill Lynch clients, including cross-sales opportunities that resulted in millions of dollars of additional credit and non-credit revenue for the Bank.Responsibilities included working closely with client teams, attorneys, and clients directly to underwrite new and renewal loans within a multibillion dollar credit portfolio and actively coached, mentored, and trained other underwriters.Extensive knowledge and experience in marketable securities (including control and restricted securities), equity derivatives, fine art, investor real estate, yacht, aviation, and unsecured lending.Analyzed corporate tax returns, corporate financial statements, Dun & Bradstreet reports, Credit Bureau Investigations, personal tax returns, and personal financial statements.Utilized various software programs including Microsoft Word, Microsoft Excel, Bloomberg, RAROC Models, Risk Rating Models, and Moody’s Financial Analyst to perform complex financial analyses including debt service coverage calculations, stock volume analyses, time value of money analyses, discounted cash flow analyses, income and expense analyses, etc.

Jacksonville, Florida

Underwrote credit requests for middle market, large corporate, and commercial real estate customers. Duties included joint calls with lenders to assist in expanding and developing stronger, more profitable relationships.Experienced in analyzing the performance of companies operating in various industries such as hotel operations, retail, manufacturing, home building, income producing properties, and automobile dealers.

Palm Coast, Florida

Responsible for direct sales, customer service, telemarketing, and opening of new accounts with a strong emphasis on deepening relationships via cross-selling bank products such as consumer loans, trust and investment services, and other retail products at the branch level.Cross-trained as a Teller and acted as a coach for multiple new employees.

Bachelor Of Science (B.S.), Accounting, 3.61

Activities and Societies: Graduated Cum Laude. Dean's List for all terms attended. Membership in Phi Beta Sigma Honor Society.Attended.

Associate In Business Administration, Accounting And Finance

Activities and Societies: President's List for all 4 quarterly terms attended.