Alexander Wolf Email & Phone Number

Gold River, California, United States

Gold River, California, United States

Roseville, California, United States

Speak to prospective borrowers who have been referred by Mechanics Bank (MB) branches. Discuss and explain nuances of various loan products including portfolio, Fannie Mae, FHA, and USDA loans; find the best fit for each borrower. Vet borrowers and pass them to Mechanics Bank Loan reps or correspondent lenders for application. Complete rate Modifications for current clients of MB. Serve as the subject matter expert for anything related to mortgage pricing. Serve as one of the Corporate Admins for Fannie Mae. Complete quarterly Mark to Market reports for the Banks Call Report. Assist various business lines on an as needed basis.

Sacramento, California Area

Managed Mechanics Bank's (MB) daily cash level; monitored and adjusted liquidity and capital ratios to ensure the bank remained compliant and within established risk tolerances, often ordering incoming and outgoing overnight wires worth up to $300 million. Assisted multiple business lines within the bank by compiling, analyzing, and conveying data. Acted as a member of MB's Loan Pricing Working Group and Deposit Pricing Working Group. Served as the Corporate Administrator for Fannie Mae which tasked me with the yearly re-certification of the bank, constant data collection, and completion of monthly and quarterly reporting. Managed Mortgage Secondary Marketing activities for MB which included locking mortgage interest rates, delivering whole loans to GSE's and correspondent lenders, and repurchasing mortgages from FNMA when loans were found to be non-compliant. In my tenure, I spearheaded a project which allowed our portfolio mortgage interest rates to populate on MB's automated pricing system (Encompass Product and Pricing Service). The result benefited the business line by removing keystroke error and allowed for a seamless lock desk experience. This process has since been adopted by Mechanic's Bank.

Roseville, California, United States

Managed Rabobank NA's (RNA) daily cash level; monitored and adjusted liquidity and capital ratios to ensure the bank remained compliant and within established risk tolerances, often ordering incoming and outgoing overnight wires worth up to $300 million. Assisted multiple business lines within the bank by compiling, analyzing, and conveying data. Acted as a member of RNA's Loan Pricing Working Group and Deposit Pricing Working Group. Served as the Corporate Administrator for Fannie Mae which tasked me with the yearly re-certification of the bank, constant data collection, and completion of monthly and quarterly reporting. Managed Mortgage Secondary Marketing activities for RNA which included locking mortgage interest rates, delivering whole loans to GSE's and correspondent lenders, and repurchasing mortgages from FNMA when loans were found to be non-compliant. In my tenure, I spearheaded a project which allowed our portfolio mortgage interest rates to populate on RNA's automated pricing system (Encompass Product and Pricing Service). The result benefited the business line by removing keystroke error and allowed for a seamless lock desk experience. This process has since been adopted by Mechanic's Bank.

Arroyo Grande, California

The Mortgage Secondary Market Analyst works with minimal oversight to ensure the following: mortgage rates and pricing are set in a competitive and profitable position, the mortgage pipeline for Rabobank N.A. is managed efficiently, hedge coverage is optimal and within established tolerances, and that deliveries to Fannie Mae and other investors are executed timely, profitably, and free or errors. The Secondary Marketing Analyst completes the daily rate sheet for Rabobank N.A., oversees lock desk activities, executes investor loan deliveries, manages eligibility reviews/repurchase requests, and provides all funding reports and mortgage pipeline analytics to the Director of mortgage banking.

Templeton, California

Computed and recorded numerical data involving customer and vendor invoices. Assisted in reconciling bank statements and other various tasks.

Bachelor Of Business Administration (B.A.), Finance, Management, Sustainability

Activities and Societies: Finance Club

Associate Of Arts (Aa), Behavioral Sciences

Activities and Societies: Football Team