Ali Najjar Email & Phone Number

•Perform investment accounting, including purchases, sales/maturities/calls, accrued investment interest income and securitizations.•Collaborated with team members to reduce the month end close process from 5 to 2 business days.•Create and maintain accrual schedule for internal/SOX/external audit, tax assistance, property tax, FDIC, OCC, data processing, contract labor, other professional services, recurring vendors, and unbatched invoices.•Oversee the accounting and reconciliation process for “Deepstack” credit card payment processing.•Streamlined the accrual process for high volume vendors, significantly reducing the entry time by 60%.•Prepare and host a monthly meeting with Chief Internal Audit Officer concerning any ongoing or future audits to ensure the Bank is on track with budget and accrual schedule.•Review new contracts and SOWs for accruals or prepaid expenses monthly.•Act as liaison between IT and Accounting regarding the development of software projects and their ability to be capitalized monthly.•Perform monthly and quarterly flux analysis on Balance sheet and Income Statement accounts assigned.•Prepare quarterly and yearly management deck slides for FP&A and financial reporting.

Diamond Bar, Ca

•Record daily journal entries of loan funding/purchase transactions, mortgage insurance payments, trust account transfers, consumer loans related transactions, bank wires, and ACH payments to vendors.•Daily recording of loan-level revenue arising from residential loan products such as underwriting and lender closing costs.•Perform analysis of various loan-level P&L and balance sheet accounts to ensure integrity of balances.•Compile P&L branch reports for over 50 company branches.•Perform high-level financial review of P&L reports which includes but is not limited to: month-to-month trend analysis for income and expense accounts, variance analysis, cross reference loan level JEs to appropriate branch.•Act as primary accounting liaison for branches regarding their P&L reports.•Perform analytical procedures/analyses to identify trends and fluctuations in P&L accounts.•Perform monthly bank reconciliations for operating, miscellaneous, trust, warehouse lending, and payroll accounts.•Record monthly journal entries of depreciation, asset valuation adjustment, amortization of prepaid expenses, payroll and commission accrual, interests on company portfolio, and intercompany transactions.•Perform month-end closing procedures such as ad-hoc reporting generated adjustment/reclass entries.•Aid in the process of establishing standardized practices of procedures that can allow for smoother day-to-day task completion via automated Excel workbooks as well as constructing flexible templates for internal reporting.

Riverside

•Prepare journal entries, account analysis and account reconciliations.•Perform monthly bank reconciliations.•Create and maintain monthly financial statements and review its accuracy.•Developed and maintained inventory management and information systems that allowed for tracking of internal inventory analytics.•Manage vendor relations and inventory replenishment within weekly and monthly periods.•Prepare monthly, quarterly, and yearly budgets; monitor budget performance against projected performance to ensure that budget objectives are met and develop recommendations to improve the fiscal operation of the business.•Designed and implemented operational procedures that streamlined workflow.•Reorganized and restructured interior layout to better maximum square footage of retail and workspace areas.

Ranch Cucamonga, California

• Industries served: Financial Institutions (Private and Public), K-12 Local Educational Industries, Charter Schools, Not-For-Profits, and Commercial Businesses.• Conducted comprehensive financial audits, federal and state compliance audits, ERISA audits, SOX compliance, and agreed-upon procedures to assure financial statements are fairly presented in alignment with GAAP.• Performed quarterly and annual analytical procedures/analyses to identify trends and fluctuations in financial statement accounts.• Identified and assessed risks of material misstatement of financial reports due to fraud.• Tested the design and effectiveness of internal controls by completing walk-throughs of complex business processes and analyzed and reported the results.• Tested appropriateness of journal entries while focusing at end of reporting period, review accounting estimates for bias, and analyze significant unusual transactions.• Engaged and consulted with multiple levels of management including C-Suite Executives, Controllers, Directors of Business/Fiscal Services, CBOs, Assistant Superintendents, and Superintendents.• Demonstrated professional skepticism while inquiring about significant events such as pending threatening lawsuits, fraud, significant changes in operating accounting policies or loss in operations.• Recommended accounting control methods to improve existing policies and procedures.• Followed up with appropriate parties to inquire for any significant subsequent events prior to issuance of financial statements.• Maintained effective time management while simultaneously working on several projects/clients.• Ensured accuracy of supporting schedules provided by the client and appropriately agreed them to the account balances.• Performed detailed tests of transactions for significant account balances.• Reconciled account balances between the Balance Sheet and System Reports and inquired on any differences.

Rancho Cucamonga, Ca

• Calculate tax returns for clients by analyzing various tax forms and inputting them into the Drake Tax Software• Bookkeeping income and expense for client using Microsoft Excel• Surveying the CPA on client interaction and tax consultation.

Brea, Ca

• Top salesman grossing over $200,000 of sales in last year of employment.• Engaged walk-in traffic with charisma, offering promotions, and asking open-ended questions which swiftly translated traffic into shopping customers.• Finalized transactions by demonstrating extensive product and trend knowledge while tailoring a look that is personable and exemplifies the buyer.• Product and trend knowledge included the styles and fits of different articles of clothing, shoes, and accessories as well as tailoring and alterations.• Navigated POS systems; received payment by cash, credit cards and issued receipts, refunds, credits, or change due to customers.• Trained employees in POS system use, proper customer service, and the art of selling.

Brea, Ca

• Developed and maintained inventory management and information systems that allowed for tracking of internal inventory analytics.• Executed internal sales analytics to determine micro and macro trends to develop in-store turnover strategies and sales based on item, brand, size, and department popularity which, in turn, streamlined and increased sales by 34% year over year.• Managed vendor relations and inventory replenishment within weekly, monthly, and seasonal periods.

Brea, Ca

• Analyzed customer buying trends in order to set strategies to increase customer retention.• Assisted in product buying, merchandising, and scheduling.• Traveled to New York, Las Vegas, Los Angeles, and Orange County multiple times a year to attend the largest fashion tradeshows in the world where we made our buying decisions for the coming season.• Experience in engaging and consulting with multiple levels of management including regional managers, marketing directors, CEOs, and owners.