Ali Najjar Email & Phone Number

• Perform investment accounting, including purchases, sales/maturities/calls, accrued investment interest income and securitizations.
• Collaborated with team members to reduce the month end close process from 5 to 2 business days.
• Create and maintain accrual schedule for internal/SOX/external audit, tax assistance, property tax, FDIC, OCC, data processing, contract labor, other professional services, recurring vendors, and unbatched invoices.
• Oversee the accounting and reconciliation process for “Deepstack” credit card payment processing.
• Streamlined the accrual process for high volume vendors, significantly reducing the entry time by 60%.
• Prepare and host a monthly meeting with Chief Internal Audit Officer concerning any ongoing or future audits to ensure the Bank is on track with budget and accrual schedule.

Diamond Bar, CA

• Record daily journal entries of loan funding/purchase transactions, mortgage insurance payments, trust account transfers, consumer loans related transactions, bank wires, and ACH payments to vendors.
• Daily recording of loan-level revenue arising from residential loan products such as underwriting and lender closing costs.
• Perform analysis of various loan-level P&L and balance sheet accounts to ensure integrity of balances.
• Compile P&L branch reports for over 50 company branches.
• Perform high-level financial review of P&L reports which includes but is not limited to: month-to-month trend analysis for income and expense accounts, variance analysis, cross reference loan level JEs to appropriate.
• Act as primary accounting liaison for branches regarding their P&L reports.

Riverside

• Prepare journal entries, account analysis and account reconciliations.
• Perform monthly bank reconciliations.
• Create and maintain monthly financial statements and review its accuracy.
• Developed and maintained inventory management and information systems that allowed for tracking of internal inventory analytics.
• Manage vendor relations and inventory replenishment within weekly and monthly periods.
• Prepare monthly, quarterly, and yearly budgets; monitor budget performance against projected performance to ensure that budget objectives are met and develop recommendations to improve the fiscal operation of the.

Ranch Cucamonga, California

• Industries served: Financial Institutions (Private and Public), K-12 Local Educational Industries, Charter Schools, Not-For-Profits, and Commercial Businesses.
• Conducted comprehensive financial audits, federal and state compliance audits, ERISA audits, SOX compliance, and agreed-upon procedures to assure financial statements are fairly presented in alignment with GAAP.
• Performed quarterly and annual analytical procedures/analyses to identify trends and fluctuations in financial statement accounts.
• Identified and assessed risks of material misstatement of financial reports due to fraud.
• Tested the design and effectiveness of internal controls by completing walk-throughs of complex business processes and analyzed and reported the results.
• Tested appropriateness of journal entries while focusing at end of reporting period, review accounting estimates for bias, and analyze significant unusual transactions.

Rancho Cucamonga, CA

• Calculate tax returns for clients by analyzing various tax forms and inputting them into the Drake Tax Software
• Bookkeeping income and expense for client using Microsoft Excel
• Surveying the CPA on client interaction and tax consultation.

Brea, CA

• Top salesman grossing over $200,000 of sales in last year of employment.
• Engaged walk-in traffic with charisma, offering promotions, and asking open-ended questions which swiftly translated traffic into shopping customers.
• Finalized transactions by demonstrating extensive product and trend knowledge while tailoring a look that is personable and exemplifies the buyer.
• Product and trend knowledge included the styles and fits of different articles of clothing, shoes, and accessories as well as tailoring and alterations.
• Navigated POS systems; received payment by cash, credit cards and issued receipts, refunds, credits, or change due to customers.
• Trained employees in POS system use, proper customer service, and the art of selling.

Brea, CA

• Developed and maintained inventory management and information systems that allowed for tracking of internal inventory analytics.
• Executed internal sales analytics to determine micro and macro trends to develop in-store turnover strategies and sales based on item, brand, size, and department popularity which, in turn, streamlined and increased.
• Managed vendor relations and inventory replenishment within weekly, monthly, and seasonal periods.

Brea, CA

• Analyzed customer buying trends in order to set strategies to increase customer retention.
• Assisted in product buying, merchandising, and scheduling.
• Traveled to New York, Las Vegas, Los Angeles, and Orange County multiple times a year to attend the largest fashion tradeshows in the world where we made our buying decisions for the coming season.
• Experience in engaging and consulting with multiple levels of management including regional managers, marketing directors, CEOs, and owners.