California based residential mortgage broker. We specialize in conventional loans, jumbo loan and FHA loans.

- Hired, trained and motivated sales team members- Established and monitored sales goals and objectives- Gave input to company principals and lead generation strategies- Developed month end sales reporting package

A California based Mortgage Company. The company’s primary focus was providing purchase and refinance mortgage loans to customers with less than perfect credit. Products included Alternative A loans, B/C loans and second mortgages. California was the primary market territory.

Established successful company operating as a correspondent for Banc One Commercial Loan Origination Corporation a wholly owned subsidiary of $90 billion Banc One Corporation of Columbus, Ohio. Specialize in providing for the purchase or refinancing of all types of commercial real estate.- Oversaw all aspects of operations and had full responsibility for business development and underwriting. Perry and Allen has underwritten and packaged over $200 million in commercial mortgage loan requests. Property types include regional malls, community centers, office buildings, industrial properties, and apartments.

Built successful businesses providing real estate asset management, loan review/due diligence, and trustee services to clients across the country. Client companies include: Banc One, GE Capital, EQ Services, Kenneth Leventhal, Arthur Anderson, Coopers and Lybrand, Resolution Trust Corporation and Federal Deposit Insurance Corporation.- Managed up to 25 employees- Established computers systems and operating procedures, supervised daily operations and oversaw processing of more than $25 million in commercial real estate transactions- Contracted over 25,000 man-hours in commercial loan due diligence assignments - Managed over $40 million in non-performing commercial real estate loans.- Negotiated all company contracts and joint venture agreements ... worked closely with representatives of the Resolution Trust Corporation and other agencies and corporations- Created and administered operating and project budgets - Directed all aspects of marketing and business development.

- Designed and implemented classification system and handled loan loss reserve recommendations for a $2 billion portfolio of single family and commercial loans. The loan portfolio included over 7,000 loans. Directed loan workout and collateral protection activities in the $1 billion multi-family and commercial loan portfolio.- Developed policies and procedures for Commercial Loan Servicing Department ... directed servicing efforts for multifamily and commercial loan portfolio ... and ensured that all loans were appraised and documented in accordance to association and investor requirements.- Negotiated servicing agreements related to Collateralized Mortgage Obligations (CMO’s), FannieMae Swap, and REMIC transactions ... and serviced an assortment of investor owned loans including loans that were part of FannieMae Swap pools, REMIC pools, CMO pools, and loans sold in whole loan sales transactions.

- Directed administration of $870 million of restructured debt. Ensured that Troubled Debt Restructuring, Net Operating, Construction, and other loans performed according to terms of agreements ... and ensured protection of security interests. Developed quarterly Scheduled Items Forecast and other reports ... and assisted in development of new business plan.- Coordinated development of $32 million operating and capital budgets ... reviewed and approved all capital expenditures ... administered incentive and bonus compensation programs ... and directed production of financial and operational reports for senior management, Board of Directors, and the Federal Home Loan Bank.- As Assistant Vice President/Senior Real Estate Analyst, compiled sales and marketing information relevant to the disposition of the REO portfolio. Produced reports for senior management and members of the Asset Disposition Task Force ... and assisted senior management in the development of a strategy for formation of American Real Estate Group.