Over 20 years of experience largely in Financial Services spread across Consumer Banking, Insurance and E-commerce. Expertise in Business management, Sales & Distribution, creating new business models, Credit & risk management, Operations, Business Strategy and Execution.I have successfully built and managed large profit centers / businesses across various product lines and geographies in complex & competitive markets and delivered revenue growth. Led large diverse teams with a proven track record of building franchise and delivering business results even in turn around situations. Developed strategic plans for market expansion, product development and launches, rolled out start-up businesses and built new revenue streams. Strong people management skills with proven abilities to inspire and energize large diverse teams.