Amanda Baker Email & Phone Number

San Jose, California, United States

San Jose, California, United States

Analyzes and assesses collateral information to support Relationship Managers in determining risk involved in lending money to customers. Processes client funding requests, including data uploads, reviews backup documentation, collateral verification, debtor qualifications, and funding submissions for Relationship Manager approval. Reviews and verifies client's borrowing base reports timely and updates availability on system as well as notifies Relationship Managers, credit officers, and/or clients of any issues. Promptly informs lenders and clients of funding issues and assists in resolution. Works with clients to manage day to day collateral routines including paydowns, cash collection activities, disbursements, collateral reporting, and compliance issues.

San Jose, California, United States

Gathered and analyzed credit information for current and potential borrowers. Interviewed prospective applicants and requested specified information related to loan or credit application. Coordinated processing of approved loans between account officers and processing teams; ensured loans were processed according to agreement, customer needs and conformed to Bank lending policies. Assisted account officers with underwriting and credit memo preparation. Worked collaboratively bank-wide with department lending units to ensure timely loan application decisions.

San Jose

Assisted Credit Analysts and Relationship Managers with organizing and managing print and electronic client folders. Helped prepare and maintain Needs List Letters for prospective clients. Became familiar with Moody's Spreadsheet Program and analysis. Analyzed client's personal information, which consisted of Personal Financial Statements, Personal Tax Returns, credit reports and researching databases for supporting property ownership and verification of Business' Good Standing. Worked with 4506-T forms and ordering IRS transcripts/TLO background checks. Prepared traditional year-over-year cash flow analyses.

Master Of Business Administration - Mba

Activities and Societies: SJSU Credit Analyst Certificate with Heritage Bank of Commerce

Bachelor’S Degree, Business Administration, Finance

Activities and Societies: Financial Management Association (FMA), Writing consultant at SJSU Communications Center, Bloomberg Essentials.

Associate Of Arts (Aa), Business Administration And Management, General

Activities and Societies: Accounting tutor, Communications club