Amber Torres Email & Phone Number

California, United States

-Responsible for producing qualitative financial review for credit requests. -Assist in handling basic to moderately complex credit relationships. -Prepare an analysis of credits including financial statement spreading analysis, tax return analysis, and financial statement projections to make recommendations of client's credit situation.-Responsible for portfolio maintenance by monitoring delinquencies, matured and maturing loans, and assisting with the preparation of extension requests. -Responsible for setting up credit files and ensuring assigned files are complete and updated according to BMO compliance standards.-Providing support to the regional and division managers for special projects and reporting tasks, such as compliance tracking, portfolio analysis, budget forecasts and the creation of excel based underwriting tools.-Assisted with Relationship Managers and others for completion of Credit Requests and other tasks as needed, providing analysis and review as applicable in a timely fashion free of errors.

• Responsible for entering participant data for pension coverage monthly• Allocating check and ACH deposits to match employer contributions for 200 accounts• Balancing and reconciling employer monthly reporting form, analyzing forms to identify errors• Fostering relationships with clients over the phone and via email• Participating in auditing pension contributions for end-of-year reports to shareholders and participants

•Assist with new partner training and mentor of store positions•Communicate to management team store needs and metrics to incoming shift leads•Follow and direct others in the standards for product merchandising, line display, stocking, storing of products and distribution of marketing material•Recognize and reinforce individuals and team accomplishments by using existing organizational methods

•Management and supervision of all areas assigned by the Store Manager responsible for leading the entire operationof the Store to ensure that Company standards and best practices are consistently accomplished.•Assists in the analysis of Store reports to evaluate controllable expenses and overall Store performance•Ensures proper scheduling of Associates to meet business objectives•Responsible for payroll administration and continuous monitoring of actual expenditures to be within budget

Riverside, Ca

•Directly supervise 12 Housing Services Ambassadors•Identify custodial and maintenance concerns for public areas, and report those issues to the proper units•Schedule Housing Services Ambassador Staff for office, tour, and large scale recruitment events•Conduct weekly staff meetings to disperse relevant information•Participate, plan and lead in all Housing Services Ambassador training•Identify areas of process improvement and introduce solutions to professional staff in order to improve performance

Riverside County, California, United States

• Assist in coordinating shipping/receiving at the building• Updating and maintaining spreadsheets and data applications • Assist in answering research questions and conducting site tours

Greater Los Angeles Area

•Coach retail associates in providing efficient and friendly service at the registers, customer service desk, fitting rooms, sales floor, etc.•Manage store recovery to ensure a clean, neat, easy to shop environment.•Partners with Loss Prevention to monitor in-store shortage and shrink initiatives and programs. Assists with training Associates on Loss Prevention awareness and store shortage goals.•Involved in leadership visits to assigned store and is directly involved with visit feedback and follow-up as needed.•Assist in the analysis of monthly store reports to evaluate controllable expenses and overall store performance.•Assist in recruiting, hiring, training and developing non-exempt Retail Associates.•Ensuring compliance of Ross personnel policies and procedures.

Riverside, Ca

• Assist residents in their mail needs such as processing and retrieve packages• Answer incoming phone calls from residents, parents, professional staff and etc.• Give residential hall tours to prospective students and parents• Collaborate with other assistants from other offices and professional staff on assignments• Handle equipment rental, lockouts and card activation for students