- As a member of the Risk Committee, formulate and present detailed analysis to enable the board of directors and senior management team to accurately assess the business's risk profile.- Act as the subject matter expert in the areas of client on-boarding, monitoring and relevant regulation.- Assess the firm's regulatory exposure according to our FCA license and make recommendations to the business to to ensure compliance.- Design and implement systems, controls and processes to ensure compliance with money transfer regulations.- Work closely with the Group MLRO to escalate significant risks and undertake the annual review of policies, procedures and guidance documents.- Contribute to designing and reviewing the company`s Compliance policy and procedures in line with regulatory requirements, followed by regularly monitoring policy for potential updates. - Conduct payment`s screening against any potential suspicious activity.- Oversee the performance of the Compliance Team and provide guidance to the relevant team member/s.- Regularly reviewing accounts which are suspected to be engaged in ML/TF considering a risk based approach.- Review internal SARs submitted by the Compliance staff and decide on the best course of action decision in line with the entire account activity and risk assessment.- Submit SARs to the NCA ( UK National Crime Agency ) after analyzing and justifying the reported suspicions.- Review marketing Ads / Financial promotions to ensure they comply with regulatory requirements, ensuring they are fair, clear and not misleading.

- Enhance the company's compliance policies and procedures.- Develop systems from a compliance perspective.- Monitor customer transactions, including reviewing monitoring alerts.- Run transactional reports for monitoring purposes.- Assist in conducting due diligence and risk assessments on account applications and perform periodic PEP/sanction screenings, investigating potential hits.- Responsible for end-to-end AML and Know Your Customer (KYC) investigations.- Review alerts, make decisions, and perform subsequent reporting, including auditing and analyzing customer activities.- Escalate potential suspicious activity or concerns to compliance MLRO.- Make risk-based case decisions within the context of the customer due diligence policy.- Continuously improve compliance processes to mitigate AML risks while providing excellent customer experience.- Review and analyze potential suspicious activity, including those generated from alert detection processes, and identify, research, and report suspicious activity (SAR).- Manage the investigation process from initial detection to final decision.- Support managers and supervisors in conducting AML/Fraud investigations.- Document all research and analysis conducted in case management tools.

- Analyze and validate FATCA documents, including customer tax information.- Determine customer classification as Specified USP, US Reportable, or NON-USP.- Report US Reportable individuals and entities to the IRS (Internal Revenue Service).- Review customer records to ensure they are compliant with FATCA policy.- Ensure customers are aware of FATCA regulations.

- Make sure that our customers are not using our financial system in money laundry process by applying agreed global standards - Well versed in completing and reviewing Enhanced Due Diligence Investigations - Analyzing customer`s business activities to ensure that the company is conducting its business in full compliance with all national and international laws and regulations that pertain to its particular industry which should be in line with sanctions policy. - Analyzing customer`s information through reviewing all concerned and required documents with ensuring they are kept up to date. - Reviewing ongoing wire transfers along with their country`s destination. - Reporting for compliance team or Relationship Manager for any unusual activity / behavior experienced on customer`s account. - Screening for any negative hits or news related to customer & connected parties. - Ensure that Sanctions & Financial Crime logs are complete and accurate. - Ensuring that high quality standards are maintained for all KYC profiles that are approved and submitted by the individual in line with the productivity targets for each jurisdiction and Performance Level Agreement. - Supporting in updating KYC profiles in accordance with the Group Policy, obtaining documents as required and undertaking due diligence. - Ensuring that UBO`s source of wealth is commensurate with organization`s business activity. - Working on All Mena Region departments (Bahrain, Lebanon, Qatar, Oman & UAE), Perform investigation on the provided documents and information of the customers. - Reporting daily activities including completed KYC profiles.