Amrita Bhogal Email & Phone Number

Toronto, Canada Area

You want to get the most from your mortgage - now and in the years to come. As a professional Mortgage Consultant, I can do just that. From competitive rates to flexible options, I’ll work with you to find solutions that suit your needs. With access to over 50 competing lenders - including major banks, credit unions, life insurance companies, trusts and other national and regional lenders, I have the tools to get you the best mortgage, with the features and rate that meet your needs, whether you are:Purchasing your first or next home, or considering a vacation property;New to Canada;Investing in property;Considering a large renovation project;Refinancing to boost monthly cash flow and save on interest costs;Looking at options for your mortgage renewal; or,Interested in repairing your credit so you can qualify for mortgage financing.My business is built primarily through referrals from satisfied customers, which means your positive mortgage experience is essential!It's worth a call to schedule a free, no obligation review of your situation. Because the right mortgage can build your wealth and save you thousands of dollars! I look forward to helping you achieve your dreams for home ownership.

Brampton, On

• Responsible for creating and distributing all Financial Reporting including P&L’s and Budget Control Reports for the Loblaw Properties Limited, Supply Chain and the Other Administration Business Units on a periodic basis.• Primarily responsible for supporting the above mentioned Business Units with creation and support of the Annual Budget, Monthly forecasting and reporting as well as continuous support with any ad hoc requests.• Provide custom Periodic Summaries pertaining to the needs of each individual Business Unit owner showing all major variances that include Actual vs. Budget, Prior Year and Forecast, as well as detailed variance explanations on a periodic basis.• Support Business Unit leaders on a continuous basis through Periodic presentations outlining year to date expenditure trends and their overall financial position. • Enhanced a High priority Consulting Expense Report by automating its functionality and hence reducing the time taken in preparation by more than half and instead allowing for more time in detailed analysis.• Actively participate in Periodic Team Meetings to understand what the causes are of major variances in all other Business Units not managed by myself.

Mississauga, On

• Respond to Internal and External audit requests.• Applied Excel models to track interest payments, principal payments and calculate Accrued Interest, Debt Issuance Expense, Interest Expense and Interest Income.• Responsible for the Monthly bank reconciliation for over 30 bank accounts using Great Plains. • Assisted in maintaining a Debt Report showing outstanding loans, borrowings and future hedge payments.• Monitored daily cash positions to determine investment and borrowing activity. • Maintained strong relationships with banking institutions and dealt with wire payments through various banks, and acted as a resource to various departments regarding treasury related questions.

Mississauga, On

• Process Payment Journals while meeting stringent deadlines and deal with daily accounting inquiries. • Have been commended for my ability to automate reports to improve rigor and speed in the processing of critical information.• Responsible for primary analysis of Financial information• Involved in documenting the business process by identifying the requirements in the system.• Provide account investigation and resolution recommendations as requested by other business entities (OCA, ESG, Customer Service and Legal.)• Develop Management Reports which continuously help to investigate discrepancies in various markets and prepare Resolution Reports as follow ups.

Bachelor'S Degree, Banking, Finance And Management

Cga

Currently pursuing the CGA programme