Andrea Richards, Mba Email & Phone Number

United States

Approved business loans and suggested recommended collaterals to secure loans. Processed loans as a Team Lead to underwrite loans completed by loan officers. Implemented recognized financial procedures to examine financial resources and recompensated requested loans as per client’s ability. Analyzed overall relevant facts to provide eligibility determinations, including intended use of proceeds, nature, and cause of damage by recommending legislative and written justifications for conclusion. Issued loan applications through web-based computer system to communicate with customers and representatives. Developed strategies and suggestions for business loan approval and dismal. Examined and reviewed credit histories to regulate individuals’ and businesses’ credit worth. Guaranteed loan recommendations by following overall statutory, regulatory, and administrative guidelines. Delivering courteous and professional customer service, while supplying the best quality products and service quality to meet customers’ expectations. • Aided execution of $7.2M applications, and authorized 628K loans for accumulated $115B funding to business owners across nation.• Rated outstanding level five in delayed home, business, and EIDL loans during organizational fiscal year, 2021.• Advanced and executed calculation spreadsheet to assist loan officers and manage accurate cash-flow analyses.• Maximized loans’ productivity by designing excel tracking systems and efficiently managing loans. • Accomplished loan specialist duties in team lead role.• Executed 2108 rapid Team Lead actions and finished almost 508 loan officers’ activities during organizational fiscal year, 2021.

Snellville, Georgia, United States

Goodfellow Air Force Base, Texas, United States

Supervised, followed, and submitted evaluations to supervisors on time. Managed payroll time cards and supported employees’ onboarding or offboarding processes. Undertook diverse duties, including supervising onboarding or out-processing airmen, sustaining Squadron Commander’s calendar, directing meeting arrangements, and arranging conferences. Operated multiple tasks, such as collaborating with critical persons and groups, receiving telephone calls, greeting visitors, and maintaining nature of calls and visitors. Employed current and effective tracking systems along with producing, modifying, printing, retrieving, and manipulating files for general office agreements. Enforced policies, pertinent laws, precedents, and regulations to influence use of relevant programs and support resources.• Imposed analytical techniques by delivering and examining program operations’ efficiency and effectiveness. • Précised and observed information and data, record and database in addition to other resources to solve obstacles. • Delivered excellent customer service by maintaining financial operations.• Secured award for civilian employee of the Quarter.

Fort Dix, New Jersey, United States

Played an integral part in planning, directing, and monitoring manpower resource requirements. Controlled payroll and time cards and facilitated new employees regarding onboarding or offboarding procedures. Processed, tracked, and submitted evaluations to supervisors in an efficient manner. Resolved various complex issues, executed administrative operations, and accomplished program objectives. Described reporting requirements and adjusted time slots with subordinate officials to collect and submit information and data. • Sustained divisional chief’s calendars, synchronized meeting procedures, and rescheduled conference travel plans, agendas, and tours along with assembling traveling documents.• Directed stored and received goods for division worth more than zero to $50K.• Planned office events.

Rye, New York, United States

Assisted customers in processing loan applications. Instrumental in providing excellent customer service while opening and closing new checking or saving accounts and credit cards for requesting applicants. Controlled lobby management. Supported all customer-related are. · Identify sales referral opportunities to maintain extensive customer relationships and complete initial evaluation of customer needs to direct them to the appropriate sales specialist, setting up appointments as required (as the position is not licensed, sales discussions and needs evaluations may not include wealth products). Execute operational duties within the branch in support of sales personnel, including processing applications, signature cards, check ordering, etc. to support all branch customer segments. · Implemented the Group compliance policy locally by containing compliance risk in liaison with the Head of Group Compliance, Global Business Compliance Officer, Area Compliance Officer or Local Compliance Officer, ensuring adequate compliance resources and training, fostering a compliance culture and optimizing relations with regulators. · Completed other responsibilities, as assigned.

Rye, New York, United States

New Rochelle, New York, United States

Master Of Business Administration - Mba, Business Administration And Management, General

GPA: 3.85 out of 4.0

Bachelor Of Business Management, Business Administration And Management, General

GPA: 3.4 out of 4.0 Honors: (Cum Laude) President’s List Fall 2007; Winter 2008

Associate In Applied Science, Business Administration And Management, General

GPA: 3.41 out of 4.0 Honors: Dean’s List Winter 2006; Fall 2006