Andrea Sutter Email & Phone Number

Greenwood Village, Colorado, United States

Instrumental individual experienced identifying resources and strategic options for clients and banking objectives. Skilled with making presentations to clients resulting in engaging conversations and eventually gaining business relationships. Extremely adept at managing projects to completion. Skilled with Microsoft applications, encompass.

6380 S Fiddlers Green Circle Ste 108A, Greenwood Village, Co 80111

Assist InBank customers through the mortgage lending process using technology and a simplified approach to home financing. www.inbank.com/mortgage/

1899 Wynkoop, Denver, Co 80202

6025 S. Quebec, Centennial, Co

7887 E. Belleview Ave, Suite 375, Englewood, Co 80111

Castle Rock, Colorado

.Identified, developed and executed strategic financial plans designed to develop business relationships while expanding market share. Effectively augmented existing internal risk management procedures and proposed corrective actions. Accountable for staying well versed with industry changes. Conducted due diligence of lending industry changes, evaluated current laws and regulations, and responsible for monitoring companies compliance policy. Developed and implemented strategic sales plans… Show more .Identified, developed and executed strategic financial plans designed to develop business relationships while expanding market share. Effectively augmented existing internal risk management procedures and proposed corrective actions. Accountable for staying well versed with industry changes. Conducted due diligence of lending industry changes, evaluated current laws and regulations, and responsible for monitoring companies compliance policy. Developed and implemented strategic sales plans to achieve corporate goals resulting in additional 12m of increased sales..Key AchievementsInsured profitability of individual portfolio with use of creative financial modeling techniques.Developed new relationships and collaborated with existing sales team to overcome existing challenges while simultaneously educating and proposing creative financial solutions. Show less

Castle Rock, Co

 Independent business owner of residential mortgage operation, formulated risk management policy for new employees, directed staff training, provided direction to achieve production goals and established policies and procedures.  Increased annual revenue 20% per year by devising budget for production income to attain maximum profitability for loan portfolios.  Responsible for assembling monthly and annual financial reports and auditing loan portfolio for regulatory compliance and… Show more  Independent business owner of residential mortgage operation, formulated risk management policy for new employees, directed staff training, provided direction to achieve production goals and established policies and procedures.  Increased annual revenue 20% per year by devising budget for production income to attain maximum profitability for loan portfolios.  Responsible for assembling monthly and annual financial reports and auditing loan portfolio for regulatory compliance and accuracy. Established strategic sales plans participated in sales forecasting activities and set performance goals. Monitored and tracked sales results, participated in annual budget development, analyzed and controlled expenditures to conform to proposed budgets.Highly skilled analyst effective in practical approach to problem resolution and debt restructuring.Fundamental lending liaison linking commercial and residential departments with over 15 years of origination and leveraged finance experience , and skilled in identification of financial opportunities. Show less

Brought on board to leverage broad competencies in product development and relationship-building. Cultivated business relationships with internal and external management teams with innate ability for problem resolution between staff and external departments. Effectively instituted and monitored employee performance. Key Achievements Devised and implemented a training/mentor program for new hires resulting in a 30% increase in the employee retention rate. Prepared and analyzed… Show more Brought on board to leverage broad competencies in product development and relationship-building. Cultivated business relationships with internal and external management teams with innate ability for problem resolution between staff and external departments. Effectively instituted and monitored employee performance. Key Achievements Devised and implemented a training/mentor program for new hires resulting in a 30% increase in the employee retention rate. Prepared and analyzed financial statements and budget reports. Executed research to evaluate specific products, prepared written reports and presented findings to upper management. Augmented loan volume by approximately $12M per year by effectively marketing financial investment products. Elevated to 3rd highest sales production consultant during first year and successful recipient of monthly sales awards during 2003- 2006.  Key consultant who maintained error free financial investment portfolio with zero default rate and recognized by management for superior teamwork and collaboration ability. Show less

Independent business owner and Operations Manager of residential mortgage operation, formulated fastidious risk management policy for new employees, directed staff training, provided direction to achieve production goals, established policies and procedures, and pre-underwrote all outgoing credit files. Prepared and analyzed company budget to attain maximum profitability.Fully responsible for assembling monthly and annual financial reports and audited loan portfolio for accuracy… Show more Independent business owner and Operations Manager of residential mortgage operation, formulated fastidious risk management policy for new employees, directed staff training, provided direction to achieve production goals, established policies and procedures, and pre-underwrote all outgoing credit files. Prepared and analyzed company budget to attain maximum profitability.Fully responsible for assembling monthly and annual financial reports and audited loan portfolio for accuracy. Possess strong collaborative working relationship with secondary market investors. Show less

Englewood, Colorado

One of three fundamental members involved in launching new production office for a major homebuilder. Accountable for risk management, quality control and compliance with current regulatory requirements of over $180M loan volume, resulting in 100% error free loan files. Manager of closing department consisting of approximately 13 staff members. Responsible for initial underwriting and auditing of loan files prior to funding to monitor for compliance and accuracy.Developed… Show more One of three fundamental members involved in launching new production office for a major homebuilder. Accountable for risk management, quality control and compliance with current regulatory requirements of over $180M loan volume, resulting in 100% error free loan files. Manager of closing department consisting of approximately 13 staff members. Responsible for initial underwriting and auditing of loan files prior to funding to monitor for compliance and accuracy.Developed training manual and implemented new standards of performance resulting in collaborative team environment. Show less

Masters, Business Administration, Management And Operations

Associate'S Degree, Water Quality Management

Bachelor'S Degree, Business Administration

Education record