Kenny Reesor Email & Phone Number

Denver, Colorado, United States

Denver, Colorado, United States

Denver, Colorado, United States

Denver, Co

Greater Denver Area

- Analyze financial statements, cash flow data, tax returns, appraisals, collateral support and other business financial documents in process of analyzing credit requests.- Determine and calculate pertinent financial ratios appropriate for specific credit transactions and industry. Forecast financial information as appropriate for transactions, and conduct industry research.- Prepare credit presentation for final approval by Senior Credit Officers, Bank Presidents, and Loan Committee.- Identify key credit risks and mitigating factors, and provide an opinion of credit-worthiness of client and transaction.- Underwrite transactions with up to $20 million in direct bank exposure. Experience across wide-range of industries and product types including: C&I, Commercial Real Estate, Leveraged Finance, Public Finance, Healthcare, and Construction.- Provide consultative services and assist in pre-flight preparation for prospective clients. Meet with clients to discuss company performance, strategy and forecast of expected performance. - Assist with supervision of an underwriting team, mentor junior underwriters, and assist with departmental training.

Greater Denver Area

• Proactively manages a diverse credit portfolio consisting of C&I and CRE clientele to both maximize profitability and ensure strong asset quality. • Partners directly with Senior Management, Relationship Managers and the Bank’s Credit team to originate, monitor and grow commercial and private client banking relationships.• Assists and supports in structuring and facilitating credit and non-credit product delivery while demonstrating sound risk management skills.• Coordinates and completes loan structuring, credit underwriting, annual reviews, loan renewals, quarterly portfolio reviews, and asset quality reports on a timely basis. Manages past dues, requirement ticklers, and the monitoring of covenant compliance to secure the Banks position and avoid potential losses. • Monitors assigned portfolio for adherence to approved loan requirements and all applicable credit policy and compliance requirements.

Greater Denver Area

• Underwrote complex C&I and Investment CRE credit exposures loans up to $35MM for existing and potential customers.• Provided written reports on risk assessment of historical financial trends and industry-specific issues related to current and forecasted markets• Extensive knowledge in risk assessment of various types of business models and industries. Accurately assessed and provided guidance to lending staff on key underwriting criteria including loan structure, cash flow, collateral, competition and industry considerations.• Provided critical financial risk reviews for existing and prospective vendors for the Bank.• Assisted Credit Administration with special projects and improvements to policies and procedures. • Participated in a mentoring program with a Senior Credit Officers and Loan Committee Members.• Aided in the training and mentoring of the Credit Department’s new hires.• Credit Department Service Excellence team lead. • Designed and established the “Portfolio Monitoring” function within the Bank. Designed and developed comprehensive monitoring templates and reports to be reviewed by Senior Management. • Audited individual business loan agreements for accuracy and proper risk monitoring purposes. Documented the various requirements for each loan within the monitoring threshold. Worked alongside lenders and senior credit officers to rectify any monitoring or covenant shortfalls.• Trained new Portfolio Monitor on Citywide systems and procedures.

Greater Denver Area

• Highly involved in the implementation and training on new CRM software• Organized and carefully managed the transferring of critical client and account information• Member of the Due Diligence Committee and helps with qualitative and quantitative manager due diligence and making recommendations to Investment Committee.• Assisted in the building of performance reports for clients and performing asset allocation studies

Received MBA through accelerated one year program with concentration in Finance

Centennial, Colorado

Highly involved in the production of gift cards, matching of orders, and logisticsManaged both day and night crews (Teams of 10-14 people on each shift)

Spearheaded the launch and development of DU’s only car sharing program exceeding membership goals by 22%Organized and coordinated marketing events at the University of Denver which led to the fastest level of monthly membership growth rates in ColoradoHighest levels of income and profitability in all Colorado based WeCar programsEstablished weekly marketing activities to market and inform students, faculty, staff, and community

Ranked 1st in both Intern and MT Matrices: Achieved through sales and customer service satisfactionRanked 3rd in Summer Internship ProjectOrganized and conducted customer pick-ups and deliveriesRespectfully and efficiently handled customer complaintsEffectively matched customers to products by prioritizing customers’ needsLearned and completed all front and back office tasks & projects in timely and organized mannerMaintained professional relationships in workplace

Assisted and organized any/all activities regarding personal property and asset management

Mba, Finance

Activities and Societies: Junior Achievement, Net Impact

Bsba, Management